IN THE HIGH COURT OF JAMMU AND KASHMIR AT JAMMU
Sanjeev Kumar, J.
National Insurance Co. Ltd. - Appellant
Vs.
Kulbir Singh and another - Respondents
MA No. 63 of 2018 c/w CCROS No. 7 of 2018
Decided On : 04-10-2018
Motor Accident - Compensation - Sarla Verma v. Delhi Transport Corporation (2009) 6 SCC 121 - The court discussed the issues of compensation for loss of future income, damages on account of pains and sufferings, loss of amenities, and medical and miscellaneous expenses. The court considered the application of the Sarla Verma case in determining the multiplier for calculating future income and the assessment of functional disability. The court also addressed the award of interest on future income and medical expenses without documentary proof.
Fact of the Case:
The claimant suffered serious injuries in a motor accident and claimed compensation for loss of future income, damages, and medical expenses. The Tribunal awarded compensation, which was appealed by the Insurance Company.
Finding of the Court:
The court analyzed the evidence and disputed claims, addressing issues related to the claimant's income, medical expenses, and the assessment of functional disability. The court adjusted the compensation amount based on the Sarla Verma case and awarded interest at a reasonable rate.
Issues: The issues included the calculation of the claimant's income, assessment of medical expenses without documentary proof, and the application of the Sarla Verma case in determining compensation.
Ratio Decidendi: The court applied the principles from the Sarla Verma case to determine the multiplier for calculating future income and considered the claimant's functional disability in adjusting the compensation amount. The court also addressed the award of interest on future income and medical expenses without documentary proof.
Final Decision: The court adjusted the compensation amount based on the Sarla Verma case, awarded interest at a reasonable rate, and disposed of the appeal in favor of the claimant.
1. This is an appeal by the National Insurance Company Ltd., against the award dated 30.12.2017 passed by the Motor Accident Claims Tribunal, Kathua (hereinafter referred to as “the Tribunal”) in Claim Petition No.88/2015 titled Kulbir Singh alias Kulvir Singh v. Jasmeet Kumar and anr.
2. Briefly stated, the facts leading to the filing of this appeal are that on the fateful day of 20.09.2015 at about 11.45 p.m. when the claimant was roping the loaded goods in his Truck No.JK08D-2935 parked at Sawan Chak near Talab, Kathua, motorcycle bearing Registration No.JK08E-0621, which was being driven by respondent No.1 in a rash and negligent manner, while coming from the opposite side hit the claimant as a result whereof, he suffered multiple serious injuries. The injuries suffered by the claimant rendered him permanently disabled to the extent of 35%. The claimant claimed to have been working as driver and earning Rs.15,000/- per month. The claimant laid a claim of Rs.35.00 lakh under various heads before the Tribunal. The claimant also claimed that due to the permanent disablement suffered by him, he was unable to drive any type of vehicle, so his income had been reduced to zero. The appellant-Insurance Company resisted the claim lodged by the claimants by filing objections. On the basis of the pleadings of the parties, the Tribunal framed the following issues:-
“1. Whether an accident occurred on 20.09.2015 at Sawan Chak, Kathua near Talab, Teshil and District Kathua, within the jurisdiction of Police Station, Kathua, by rash and negligent driving of vehicle bearing No.JK08E-0621 by its driver respondent No.1 resulting in injuries to petitioner Kulbir Singh alias Kulvir Singh ? OPP
2. If issue No.1 is proved in affirmative, whether the petitioner is entitled to compensation? If so, to what amount and from whom? OPP
3. Whether the respondent No.1, driver of the offending vehicle was not holding a valid and effective driving licence at the time of accident and whether there was any violation of terms and conditions of the policy of insurance? If so, to what effect? OPR-2
4. Relief. ?”
3. The parties were asked to produce their evidence. The claimant besides appearing as his own witness also examined Kuldeep Kumar, Dr. Ghanshyam Arora, Harbhajan Singh in support of his claim. On the other hand, the appellant-Insurance Company examined Madhu Sadotra and Sumit Kumar as its witnesses.
4. The Tribunal, after appreciating the evidence produced before it, held the claimant-Kulbir Singh entitled to the following relief:-
| S. No. | Heads | Compensation |
| 1. | Loss of future income | Rs.5,73,300/- |
| 2. | Damages on account of pains and sufferings | Rs.50,000/- |
| 3. | Loss of amenities | Rs.30,000/- |
| 4. | Medical and Misc. Expenses | Rs.78,000/- |
|
| Total | Rs.7,31,300/- |
5. Aggrieved of the award of the Tribunal the appellant-Insurance Company has filed this appeal. Dissatisfied with the amount awarded by the Tribunal, the claimant too has filed Cross objections seeking enhancement of compensation.
6. Learned counsel for the appellant-Insurance Company assails the award impugned on the ground that the income of the claimant taken for calculation of the compensation is excessive and on higher side. He further submits that the Tribunal has applied the multiplier of 13 which, as per the Sarla Verma v. Delhi Transport Corporation and another; (2009) 6 SCC 121, is prescribed for the age group of 46-50 years whereas as per the driving license of the claimant in which his date of birth is recorded as 01.03.1961, on the date of accident he was 54 years of age, so multiplier of 11 should have been applied.
7. Heard learned counsel for the parties and perused the record.
8. As per the oral evidence on record, the claimant was earning Rs.10,000/- to Rs.15,000/- per month but since there was no documentary proof regarding the exact income of
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