JUDGMENT :

Heard learned counsel for the parties through V.C.

2. The instant writ application has been preferred praying by the petitioner praying for a direction upon the respondents to settle the claim of the petitioner under the Group Personal Accident Insurance Scheme of Oriental Insurance Company.

3. The brief facts of the case is that the husband of the petitioner, namely Birsa Munda was employed under Respondent No.1 to 4 and was insured with Respondent No.5 under Group Personal Accident Insurance Scheme of Oriental Insurance Company as the employer entered into an agreement with the Insurance Company. A premium of Rs. 266/-was also deducted per month from the salary of the husband of the petitioner for Group Personal Accident Insurance Scheme. The husband of the petitioner unfortunately met with an accident and thereafter, he was admitted in Central Hospital at Gandhinagar, Ranchi and died in the hospital in course of treatment on 19.4.2004.

The petitioner being the legal heir filed an application with all relevant documents to the Respondent No. 2 to settle the claim under Group Personal Accident Insurance Scheme. However, her claim was rejected by the insurance company due to