Heard the learned senior counsel appearing for the petitioner and the learned counsel for the respondents.

2. In both the cases the common issue involved is about the inordinate delay in respect of charge memo issued to the petitioner concerned who was working as a manager in the respondent Co-operative Bank. In both these writ petitions the respondent Bank is a Co-operative Bank registered under the Co-operative Societies Act and the provisions of the said Act and Rules made thereunder are applicable. The respondent bank is governed by its own bye-laws.

3. The petitioner joined in the services of the respondent bank as a manager with effect from 23.3.1973 and he has been serving the bank diligently and sincerely. The respondent has framed charge memos against the petitioner on 6.10.2003, 19.11.2001 in respect of some financial loss to the bank in granting loans. The petitioner has submitted his explanation to the charges on 7.2.2004, 10.1.2002. The charge relates to in the year 1998 and in the year 1992 respectively and even after submitting an explanation, till date, no order has been passed. In the meantime, the petitioner has been denied due promotion on the basis of