Madras High Court
RAMANUJAM
O.M.Jalali - Appellant
Versus
Anusuddin - Respondent
Decided On : 03/16/1973
REDEMPTION OF MORTGAGE - ACKNOWLEDGMENT OF MORTGAGOR'S RIGHT TO REDEEM - ASSIGNMENT OF MORTGAGE RIGHTS - LIMITATION - S. 19 OF THE LIMITATION ACT, 1963.
Fact of the Case:
Plaintiffs filed a suit for redemption of usufructuary mortgage deeds executed by their grandfather in favor of one Mohammed Noohu. The first defendant, as an assignee of the mortgages, was in possession and enjoyment of the suit land. The plaintiffs contended that the suit mortgages had been discharged under S. 9-A of the Madras Agriculturists Relief Act and sought redemption without payment of any sum.
Finding of the Court:
The lower appellate court held that the assignment of the mortgages constituted an acknowledgment by the mortgagee giving a fresh period of limitation of 60 years from the date of that assignment and that, therefore, the suit was well within time.
Issues: 1. Whether the suit for redemption is barred by limitation? 2. Whether the assignment of the mortgages taken by the first defendant amounts to an acknowledgment under Section 19 of the Limitation Act?
Ratio Decidendi: 1. The assignment of the mortgages taken by the first defendant did not extinguish the mortgages as such, leaving the heirs of the mortgagor to file a suit for possession within the time prescribed by law. 2. The assignment deed made it clear that the assignment was only of the mortgagee's rights. The first defendant having got an assignment of the mortgage rights cannot now take up an attitude that the mortgages are not subsisting and that they are not liable to be redeemed. 3. The assignment, Ex. B-3, amounted to an acknowledgment of a subsisting mortgage and gave a fresh period of limitation for redemption.
Final Decision: The second appeal was dismissed with costs. The memorandum of objections filed by the respondent was also dismissed.
2. The first defendant contested the suit. She denied that the suit property originally belonged exclusively to the plaintiff's paternal grandfather, Ansuddin. It is stated that the suit land belonged to Asanachi, the mother of Ansuddin, that on her death the first defendant's father as also Ansuddin became entitled to a half share each, and that on her father's death the first defendant became entitled to a half share in the suit property. The first defendant also contended that by virtue of her redeeming the mortgage by getting an assignment from the mortgagee's legal representatives the mortgages as such have become extinguished and that, therefore, the plaintiff's remedy, if any, is to file a suit for possession within a period of 12 years from the date of assignment, that the suit for redemption as framed cannot be maintained, and that in any event, the suit for redemption is barred by time.
3. On these pleadings and on the evidence adduced on either side, the trial court held that the suit property originally belonged to Assanachi, the mother of Ansuddin and that, therefore, the plaintiffs and the second defendant on the one hand and the first defendant on the other became entitled to a moiety in the suit properties. It also held that the assignment Ex. B-3 taken by the first defendant will not constitute an acknowledgment of the mortgagor's right to redeem so as to afford a fresh starting point of limitation for redemption, as alleged by the plaintiffs and that the suit for redemption having been filed more than 60 years after the date of the original mortgages is barred by limitation. In that view, it dismissed the plaintiff's suit.
4. On appeal, the lower appellate court practically agreed with the findings of fact arrived at by the trial court that the suit property vested in moieties on the plaintiffs and the second defendant on the one hand and the first defendant on the other, and that the first defendant has taken an assignment of the mortgages from the mortgagee's representatives in the year 1911, by virtue of her right to a half share in the suit properties. But it did not agree with the trial court that the suit is barred by limitation. It held that the assignment of the mortgages Exs. B-1 and B-2 under Ex. B-3 dated 15-6-1911 executed by the mortgagee's legal representatives constituted an acknowledgment by the mortgagee giving a f
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