SupremeToday Landscape Ad
Back
Next
Judicial Analysis Court Copy Headnote Facts Arguments Court observation
Listen Audio Icon Pause Audio Icon
judgment-img

1973 Supreme(Mad) 170

Madras High Court
RAMANUJAM
O.M.Jalali - Appellant
Versus
Anusuddin - Respondent
Decided On : 03/16/1973

Advocates:
M.S. Venkatarama Iyer and M.I. Meeran Sahib, for Appellant; V. Ratnam, for Respondents.

An assignment of mortgage rights by the mortgagee constitutes an acknowledgment of the existence of a subsisting mortgage and gives a fresh period of limitation for redemption under Section 19 of the Limitation Act, 1963.

Headnote:

REDEMPTION OF MORTGAGE - ACKNOWLEDGMENT OF MORTGAGOR'S RIGHT TO REDEEM - ASSIGNMENT OF MORTGAGE RIGHTS - LIMITATION - S. 19 OF THE LIMITATION ACT, 1963.

Fact of the Case:

Plaintiffs filed a suit for redemption of usufructuary mortgage deeds executed by their grandfather in favor of one Mohammed Noohu. The first defendant, as an assignee of the mortgages, was in possession and enjoyment of the suit land. The plaintiffs contended that the suit mortgages had been discharged under S. 9-A of the Madras Agriculturists Relief Act and sought redemption without payment of any sum.

Finding of the Court:

The lower appellate court held that the assignment of the mortgages constituted an acknowledgment by the mortgagee giving a fresh period of limitation of 60 years from the date of that assignment and that, therefore, the suit was well within time.

Issues: 1. Whether the suit for redemption is barred by limitation? 2. Whether the assignment of the mortgages taken by the first defendant amounts to an acknowledgment under Section 19 of the Limitation Act?

Ratio Decidendi: 1. The assignment of the mortgages taken by the first defendant did not extinguish the mortgages as such, leaving the heirs of the mortgagor to file a suit for possession within the time prescribed by law. 2. The assignment deed made it clear that the assignment was only of the mortgagee's rights. The first defendant having got an assignment of the mortgage rights cannot now take up an attitude that the mortgages are not subsisting and that they are not liable to be redeemed. 3. The assignment, Ex. B-3, amounted to an acknowledgment of a subsisting mortgage and gave a fresh period of limitation for redemption.

Final Decision: The second appeal was dismissed with costs. The memorandum of objections filed by the respondent was also dismissed.

JUDGEMENT :- The first defendant is the appellant. The suit is one for redemption of the usufructuary mortgage deeds, Ex. B-1 dated 29-3-1859 and Ex. B-2 dated 30-3-1889 for Rs. 100 and Rs. 150 respectively executed by one Ansuddin, the grand-father of the plaintiffs and the second defendant in favour of one Mohammed Noohu. The plaintiffs' case is that the suit property measuring one acre and three cents belonged to their grandfather, Ansuddin, that the said Ansuddin had created the said two mortgages over that property, that the period prescribed for redemption under both the documents was one year, that there has been a partition in the family of the mortgagee, Mohhammad Noohu where under the suit mortgages had been allotted to one Ahmed Ali Bathumal, that her father and guardian had assigned the usufructuary mortgages to the first defendant under a registered deed of assignment dated 5-6-1911 and that since then the first defendant as an assignee of the mortgages has been in possession and enjoyment of the suit land. The further case of the plaintiffs is that after the death of the mortgagor, Ansuddin. the equity of redemption had devolved on Mohideen Abdul Kader, the father of the plaintiffs and the second defendant and after his death on the plaintiffs and the second defendant and that therefore, they are entitled to redeem the mortgages in question. The plaintiffs also contended that in view of the provisions of S. 9-A of the Madras Agriculturists Relief Act, the mortgage debts stand discharged and, therefore, they are entitled to redeem the mortgages without payment of any sum.

2. The first defendant contested the suit. She denied that the suit property originally belonged exclusively to the plaintiff's paternal grandfather, Ansuddin. It is stated that the suit land belonged to Asanachi, the mother of Ansuddin, that on her death the first defendant's father as also Ansuddin became entitled to a half share each, and that on her father's death the first defendant became entitled to a half share in the suit property. The first defendant also contended that by virtue of her redeeming the mortgage by getting an assignment from the mortgagee's legal representatives the mortgages as such have become extinguished and that, therefore, the plaintiff's remedy, if any, is to file a suit for possession within a period of 12 years from the date of assignment, that the suit for redemption as framed cannot be maintained, and that in any event, the suit for redemption is barred by time.

3. On these pleadings and on the evidence adduced on either side, the trial court held that the suit property originally belonged to Assanachi, the mother of Ansuddin and that, therefore, the plaintiffs and the second defendant on the one hand and the first defendant on the other became entitled to a moiety in the suit properties. It also held that the assignment Ex. B-3 taken by the first defendant will not constitute an acknowledgment of the mortgagor's right to redeem so as to afford a fresh starting point of limitation for redemption, as alleged by the plaintiffs and that the suit for redemption having been filed more than 60 years after the date of the original mortgages is barred by limitation. In that view, it dismissed the plaintiff's suit.

4. On appeal, the lower appellate court practically agreed with the findings of fact arrived at by the trial court that the suit property vested in moieties on the plaintiffs and the second defendant on the one hand and the first defendant on the other, and that the first defendant has taken an assignment of the mortgages from the mortgagee's representatives in the year 1911, by virtue of her right to a half share in the suit properties. But it did not agree with the trial court that the suit is barred by limitation. It held that the assignment of the mortgages Exs. B-1 and B-2 under Ex. B-3 dated 15-6-1911 executed by the mortgagee's legal representatives constituted an acknowledgment by the mortgagee giving a f









Click Here to Read the rest of this document

1
2
3
4
5
6
7
8
9
10
11
SupremeToday Portrait Ad
supreme today icon
logo-black

An indispensable Tool for Legal Professionals, Endorsed by Various High Court and Judicial Officers

Please visit our Training & Support
Center or Contact Us for assistance

qr

Scan Me!

India’s Legal research and Law Firm App, Download now!

For Daily Legal Updates, Join us on :

whatsapp-icon Back to top