V. Ratnam, J.

1. This appeal at the instance of United India Insurance Co. Ltd. is directed against the award of the Motor Accidents Claims Tribunal (II Additional Sub Court), Chengalpattu, in M.O.P. No. 206 of 1981. The first respondent herein filed M.O.P. No. 206 of 1981 against the appellant and respondent Nos. 2 and 3 herein praying for the award of compensation in a sum of Rs. 17,040/- in respect of the injuries sustained by him in an accident that took place on 24.12.1980 involving a tempo bearing registration No. TMU 2154, which stood registered in the name of the second respondent herein and in respect of which the appellant had issued a policy of insurance in the name of the third respondent herein. Though several defences were raised by the appellant and respondent Nos. 2 and 3, having regard to the limited scope of the appeal in which the appellant insurance company seeks to disclaim its liability for the payment of a sum of Rs. 4,900/- determined as compensation payable by it to the first respondent, it would suffice to set out the twin defences raised by the appellant. It may be immediately stated that the findings of the Tribunal that the accident took place as