A.S.Venkatachalamoorthy, J: Being aggrieved by the order of the learned single Judge in W.P. No.19609 of 1990, the appellants have filed the above appeal.

2. The second respondent, a Chartered Accountant by profession, on 24.5.1990, obtained an uncrossed open demand draft for Rs.50,000 from Indian Overseas Bank, Cathedral Branch, Chennai encashable in the same Bank, but at Karaikudi Branch. According to the second respondent, he presented the draft for payment on 2.6.1990 but however the Bank entertained a difficulty with regard to identification and thereupon, the second respondent went to the Regional Office at Karaikudi and he got his signature attested by an Officer of Regional Office and the same was sent through his daughter to the Branch for encashment. The Bank failed to pay the amount to the daughter of the second respondent but on the other hand handed over the draft to the second respondent when he went there after some time following his daughter and hence there was deficiency of service by the Bank.

3. The second respondent approached the District Consumer Disputes Redressal Forum at Madras by filing O.P. No.8 of 1990 claiming compensation and for other reliefs.

4. The

Click Here to Read the rest of this document