Heard the learned counsel on either side. By consent, the writ petition itself is taken up for final disposal.

2. This writ petition is filed challenging the charge memo issued against the petitioner dated 4. 2007 by the respondent Bank. The crux of the charge in the departmental proceedings initiated against the petitioner is that the petitioner, in collusion with some middle men, opened a Savings Bank Account of prospective borrowers without actually knowing them and without ensuring their presence. In view of the same, the allegations and the charge framed against the petitioner are to the following effect:

...."You recommended Canbudget loans to them to the extent of Rs.89.56 lakhs during the period from January 2006 to March 2006 violating the laid down norms for identification of the borrowers, execution of documents, disbursement of the loans and follow-up of the loans. All the accounts have become sticky and the whereabouts of the borrowers/company were not known. An investigation conducted in the matter revealed that the documents furnished by the employees of the company as proof of address, income PAN card, Passport were found to be fake/fabricated. Only a few