This appeal has been preferred by the Complainants/appellants under Section 138 of Negotiable Instruments Act against the judgment in C.C.No.230 of 1993 on the file of Judicial Magistrate,Gudiyatham,Vellore District.

2. The brief facts of the complaint, filed by the complainant are as follows:

The present complainants are the legal representatives of the deceased Sathyamurthy, the original complainant, from whom the accused had borrowed a sum of Rs.70,000/-as hand loan and issued three cheques dated 18. 1993 for Rs.40,000/-(Cheque No.74902), Rs.20,000/-(Cheque NO.74903) and Rs.10,000/-(Cheque No.74904). The complainant had presented those three cheques for encashment, but the same were dishonoured on the ground of "insufficient funds in the account of the accused." The complainant had issued a notice dated 29. 1993 which was received by the accused on 29. 1993. The accused had sent a reply notice dated 10. 1993 with false contentions. Hence the complaint.

3. After taking the complaint on his file, the learned Judicial Magistrate, after following the formalities had furnished copies under Section 207 Cr.P.C to the accused and when the offence was explained to the accuse