1. With the consent of the learned counsel appearing for the petitioner and learned counsel appearing for the respondent bank, the main writ petition itself is taken up for disposal.

2. The writ petition has been filed, challenging the order passed by the respondent bank, dated 28.02.2011, in and by which, the application made by the petitioner's father for educational loan for the petitioner was refused, on the ground that the petitioner's father is a defaulter.

3. The case of the petitioner is that after completing her higher secondary course, she applied for selection for engineering course and was allotted a seat in the Government quota for B.Tech (Information Technology) course in the Sastha Institute of Engineering and Technology, Chennai. The college directed the petitioner to pay the course fee of Rs.75,000/- per year and since the petitioner's father is working in a private company with a meager salary and the petitioner's mother being a house wife, her father did not have sufficient income to support the petitioner's education for the entire course. It is stated that with great difficulty, the petitioner's parents were able to pay the fees for the first year, b