The widow does not obtain her right by inheritance, and therefore, no succession certificate is necessary. The liability of the defendants is limited to the separate estate of the deceased maker in their hands.

Horwill, J.

1. The plaintiff is an indorsee from the widow and the two sons of the payee, while the defendants are the widow and the son of the maker of the promissory note. The suit was dismissed by the District Munsiff of Palni on two grounds. The first was that the plaintiff could not succeed without a succession certificate and the second was that the members of the family of the deceased maker of the note could not be made liable for an obligation of the deceased under a promissory note. He relied on the Full Bench decision reported in Maruthamuthu Naicker v. Kadir Badsha Bowther AIR1938Mad377 .

2. The first point turns on the effect of Section 3 of the Hindu Womens Rights to Property Act, 1937, which says that

When a Hindu governed by any School of Hindu law other than the Dhayabag School or by customary law dies intestate having at the time of his death an interest in a Hindu joint family property, his widow shall, subject to the provisions of Sub-section (3) have in the property the same interest as he himself had:

and it adds in Sub-section (3) that

Any interest devolving on a Hindu widow under the provisions of this section shall be the limited interest known as a Hindu womans estate, provided however that she shall have the same right of claiming partition as a male owner.

I agree with the learned advocate for the respondents that the widow does not obtain the right given under this section by survivorship. She was not a coparcener before her husbands death and she was not one afterwards. I do not however think that it follows that because the widow does not obtain her right by survivorship that she must obtain it by inheritance. The effect of Section 3, clauses (2) and (3), may be regarded as a survival of the husbands persona in the wife, giving her the same rights as her husband had except that she can alienate property only under certain circumstances. As the widow did not inherit her right, no succession certificate is necessary.

3. It is conceded that the indorsement in the plaintiffs favour is an indorsement of the rights under the promissory note and not of the debt on which the promissory note was based. It would therefore follow that the rights which the plaintiff has against the defendants would be only those which arise under the obligations of the defendants to discharge the makers obligation under the promissory note. It is not denied that in so far as the estate of the maker of the promissory note comes into the hands of the defendants, they are liable to discharge his debts. That is the ordinary obligation of legal representatives under the mercantile law; but the question is whether the sons are liable under the pious obligation theory to discharge their fathers obligations under the promissory note. It was pointed out by varadachariar, J., in Narayana Rao v. Venkatappayya (1937)1MLJ543 . that it is impossible to reconcile obligations that arise in mercantile law with the principles of ancient Hindu law and that the provisions of the Negotiable Instruments Act ought not to be extended to make liable persons who would be liable only for debts under the ordinary Hindu law. So that the sons, who would be liable for their fathers debt, cannot be held by analogy to be also liable for the obligations of their father which arise out of his execution of the promissory note. Although this particular question did not directly arise in Maruthamuthu Naicker v. Kadir Badsha Bowther AIR1938Mad377 . the learned Judges there pointed out that the indorsee cannot sue a non-executant co-parcener on the ground of his liability for a debt under the Hindu law. So the sons are liable only to the extent of the fathers separate property that comes into their hands and not to the extent of his share of the joint family property.

4. If in passing a decree in the plaintiffs favour it were merely said that the property of the deceased in the hands of the defendants would be liable for the debt, then the plaintiff would probably