1. The appeal is preferred by the appellant/claimant against award dated 27.03.2001 made in M.C.O.P No.76 of 1998 by the Motor Accident Claims Tribunal (Additional Subordinate Judge) Cuddalore.

2. Background facts in a nutshell are as follows:

The first respondent Mr.M.Arunkumar, was met with an accident on 26.11.1997 at about 11.45 A.M. He was travelling in a bus bearing registration No.TN 32/N0808 belonging to the appellant transport corporation on its trip from Kallakurichi to Chennai. When the bus was nearing Salavathi village at about 11.45 A.M., a lorry bearing registration No.TN 04C 05952 belonging to the second respondent and insured with the third respondent, driven by its driver in a rash and negligent manner with high speed, hit against the appellant transport corporation bus. In the result, some people sustained grievous injuries and one lady was died on the spot. The first respondent/claimant was grievously injured and his right upper limb was severed above elbow and immediately he was admitted in Tindivanam Government Hospital. In order to provide further treatment, he was taken to Stanley Government Hospital, Chennai. He claimed compensation of Rs.15,00,