Heard both sides.

2. By consent of both sides, the main Writ Petition itself is taken up for final disposal.

3. According to the Petitioner, his daughter Sindhuja had completed her Higher Secondary Education during the month of March 2015 and she secured 880/1200 marks through SMB Matriculation Higher Secondary School, Dindigul. After completing her Higher Secondary Course in the year 2015, she aspired to joint the course in B.E. Electronic Communication Engineering and hence she joined the Hindusthan College of Engineering and Technology, Coimbatore.

4. The stand of the Petitioner is that he belongs to Backward Class Community and his daughter Sindhuja is the first person in his family to be a graduate and the Petitioner hails from a poor economic back ground and therefore intended to apply for educational loan from the Bank to complete his daughter's studies. In fact, the fees structure works out to Rs.4 lakhs for four years. Therefore, he had submitted a loan application before the First Respondent/Indian Bank, Alagar Koil Street, Melur, Madurai District. However, the