This Second Appeal has been filed against the judgment and decree dated 19.06.2000, made in A.S.No.35 of 1999 on the file of the Principal District Court, Tirunelveli, reversing the judgment and decree dated 05.10.1998, made in O.S.No.406 of 1996 on the file of the I Additional District Munsif Court, Tirunelveli.

2. The appellant is the defendant, who succeeded in the Trial Court, but lost in the first appellate Court.

3. Facts of the case:

(i) The respondent filed a suit in O.S.No.406 of 1996 before the I Additional District Munsif Court, Tirunelveli, for recovery of money, based on the promissory note, dated 21.06.1992.

(ii) According to the respondent, the appellant borrowed a sum of Rs.15,000/- and executed a promissory note, dated 21.06.1992. The appellant did not pay the amount to the respondent. The counsel for the respondent sent a Telegram dated 18.09.1994 calling upon the appellant to repay the amounts. The appellant sent a reply dated 21.09.1994, denying the borrowal of a sum of Rs.15,000/- and execution of the promissory note. Hence, the respondent has filed the suit.

(iii) The appellant filed written statement denying the borrowal of the amount and execution of pr