1. Challenge in this second appeal is made to the judgment and decree dated 14.01.2003 passed in A.S.No.35 of 2002 on the file of the Principal District Court, Thiruvannamalai, confirming the judgment and decree dated 29.03.2001 passed in O.S.No.220 of 1998 on the file of the Subordinate Court, Arani.

2. The parties are referred to as per the rankings in the trial court.

3. Suit for recovery of money .

4. The case of the plaintiff in brief is that the defendant for full and valid consideration received, executed the suit “A” promissory note for Rs.19,000/- in favour of the plaintiff on 20.06.1996 agreeing to repay the same with interest as recited therein and the defendant for full and valid consideration received, executed the suit “B” promissory note for Rs.16,000/- in favour of the plaintiff on 07.07.1996, agreeing to repay the same with interest as recited therein. However, the defendant has not paid any amount either towards the suit “A” promissory note or “B” promissory note and in spite of repeated oral demands, the defendant failed to honour the promise and the plaintiff had issued a lawyer's notice dated 01.10.1998, demanding the defendant to discharge the borrowed