IN THE HIGH COURT OF MADRAS
R. SUDHAKAR, S. VAIDYANATHAN, JJ.
M/S. New India Assurance Co. Ltd. - Appellant
Versus
Karthick - Respondent
Civil Miscellaneous Appeal No. 3119 of 2014 in M.C.O.P.No.4691 of 2012
Decided On : 12-04-2016
Motor Accidents Claims - Rash and negligent driving - Oral and documentary evidence – Decreed - Challenged - Claimant/1st respondent herein was riding his motor cycle bearing Registration No. TN-03-C-3201 along with one as a pillion rider, on High Road, opposite to Door No. from west to east direction, a Lorry bearing Registration No. came from same direction in a rash and negligent manner and dashed against motor cycle, thereby, both claimant and the pillion rider sustained grievous injuries - Tribunal, taking note of oral and documentary evidence, held that accident occurred only due to rash and negligent driving of driver of Lorry bearing Registration No. and fixed the liability to compensate claimant, on Insurance Company - Taking into account avocation and income of injured claimant, Tribunal awarded a sumas compensation payable to claimant with interest at 7.5% per annum - Details of award passed by Tribunal under different heads, are tabulated - Considering nature of injuries sustained by claimant, Court enhance compensation towards "extra nourishment" - Accordingly, this Court modifies compensation – Held, Compensation of a sum of awarded by Tribunal is modified and claimant is entitled to a sum - Said amount shall be deposited by appellant/Insurance Company to credit less amount, if any deposited within a period of six (6) weeks from date of receipt of a copy of this order - Interest awarded by Tribunal at 7.5% per annum from date of filing claim petition till the date of deposit is confirmed - It is also made clear that amount awarded by this Court shall be paid to claimant in form of a crossed Account Payee Cheque, favouring only claimant and it should not be issued in favour of any other person/Company under proper identification and acknowledgment - Court record our anguish over action of hospital authorities who have issued cooked up Cash Receipts in support of claim - Their action has to be deprecated - They can neither take judiciary nor insurer for a ride - It is crystal clear that person who issued Receipt, Doctor or others might be hand-in-glove with person responsible to seek undue compensation - It is public money which is being siphoned off by culprits - Public shall be made aware of such hospitals - With above direction and observation, Civil Miscellaneous Appeal is partly allowed - Consequently, connected Miscellaneous Petitions are closed.
S. VAIDYANATHAN, J.
1. Challenging the judgment and decree dated 10.12.2013 passed by the Motor Accidents Claims Tribunal (Small Causes Court, V Judge), Chennai in M.C.O.P. No.4691 of 2012, the appellant Insurance Company has come up with this appeal.
2. The claimant in this case is the injured. On 16.09.2012, about 11.30 hours, when the claimant/1st respondent herein was riding his motor cycle bearing Registration No. TN-03-C-3201 along with one G. Saravanan as a pillion rider, on Konnur High Road, opposite to Door No. 111, Hall Baraccah Chicken, Mutton Centre, Otteri, Chennai-12 from west to east direction, a Lorry bearing Registration No. AP-16-TY-4199 came from the same direction in a rash and negligent manner and dashed against the motor cycle, thereby, both the claimant and the pillion rider sustained grievous injuries. Alleging that the owner and insurer of the Lorry are jointly and severally liable to pay compensation, the claimant Karthik, in his claim petition sought a sum of Rs. 6,00,000/- as compensation.
3. The appellant Insurance Company resisted the claim petition contending that there was gross and total negligence on the part of the claimant, who rode the motor cycle.
4. Before the Tribunal, on behalf of the claimant, the claimant was examined as P.W.1; the pillion rider of the motor cycle, viz. Mr. G. Saravanan was examined as P.W.2; Dr. N. Saichandran was examined as P.W.3; one Mr. H. Md. Azizullah was examined as P.W.4 and Exs.P1 to P21 and P24 to P30 were marked. Details of the Exhibits would run thus:
| Ex.P1 | Copy of F.I.R. |
| Ex.P2 | Copy of Rough Sketch |
| Ex.P3 | AR Copy (O.P.No.4691/2012) |
| Ex.P4 | Discharge Summary |
| Ex.P5 | Discharge Summary |
| Ex.P6 | Discharge Summary |
| Ex.P7 | Discharge Summary |
| Ex.P8 | Discharge Summary |
| Ex.P9 | Discharge Summary |
| Ex.P10 | Discharge Summary |
| Ex.P11 | Discharge Summary |
| Ex.P12 | Discharge Summary |
| Ex.P13 | Discharge Summary |
| Ex.P14 | Discharge Summary |
| Ex.P15 | Discharge Summary |
| Ex.P16 | Medical Bills |
| Ex.P17 | Photographs |
| Ex.P18 | Appointment letter, confirmation letter and copy of identity card |
| Ex.P19 | Pay slip |
| Ex.P20 | Copy of Driving Licence of the claimant |
| Ex.P21 | Transport Bills |
| Ex.P24 | Disability Certificate |
| Ex.P25 | X-ray film |
| Ex.P26 | X-ray Report |
| Ex.P27 | Copy of identity card of P.W.4 |
| Ex.P28 | Petitioner's appointment order |
| Ex.P29 | Pay slip for the month of July 2012 |
| Ex.P30 | Relieving order |
| Ex.P1 | Copy of F.I.R. |
| Ex.P2 | Copy of Rough Sketch |
On behalf of the Insurance Company, no witness was examined and no document was marked.
5. The Tribunal, taking note of the oral and documentary evidence, held that the accident occurred only due to the rash and negligent driving of the driver of the Lorry bearing Registration No. AP-16- TY-4199 and fixed the liability to compensate the claimant, on the Insurance Company. Taking into account the avocation and income of the injured claimant, the Tribunal awarded a sum of Rs. 44,75,000/- as compensation payable to the claimant with interest at 7.5% per annum. The details of the award passed by the Tribunal under different heads, are tabulated below:
| S. No. | Heads | Compensation awarded by the Tribunal |
| 1 | Loss of income for 6 months | Rs. 79,512/- |
| 2 | Transportation charges | Rs. 6,800/- |
| 3 | Extra nourishment | Rs. 20,000/- |
| 4 | Loss of Marriage prospects | Rs. 1,50,000/- |
| 5 | Medical expenses | Rs. 9,81,197/- |
| 6 | Attender charges | Rs. 25,000/- |
| 7 | Pain and suffering | Rs. 2,00,000/- |
| 8 | Loss of amenities | Rs. 1, |
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