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2019 Supreme(Mad) 2896

PUSHPA SATHYANARAYANA
Jasmine Ebenezer Arthur – Appellant
Versus
HDFC ERGO General Insurance Company Limited – Respondent


Advocates:
Advocate Appeared:
For the Appellant : Mr.S.R.Raghunathan
For the Respondents: Mr.S.Manohar, Mr.K.J.Parthasarathy, Adv.

ORDER :

This writ petition has been instituted by the petitioner seeking a Writ of Mandamus directing the first respondent herein to honour her claim of Rs.36,45,813/- in respect of Health Insurance Policy availed by her husband in Policy No.2918200650184900000 dated 31.12.2013 without insisting for any further documentations or particulars.

2. The case of the petitioner, as has been culled out from the affidavit and the typed set of papers, runs infra :

2.1. The petitioner and her husband applied for a Home Loan with the second respondent for the property located at Plot No.19, Survey No.371/6A2, Srikrishna Nagar, S.Kolathur, Chennai. An offer letter dated 31.07.2013 bearing File No.609270480/DE107 was issued in favour of the petitioner's husband, whereby, a sum of Rs.35,00,000/- was sanctioned to them, which has to be repaid in 120 Equated Monthly Installments of Rs.47,522/- each. Home Loan Agreement dated 16.12.2013 was also entered into between the parties.

2.2. The petitioner stated that her husband was advised to avail insurance coverage for the Home Loan called Home Suraksha Plus stating that the said insurance policy, inter alia, covers Critical Illness Diagnosis as well. Secti

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