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2020 Supreme(Mad) 2030

BEFORE THE MADURAI BENCH OF MADRAS HIGH COURT
ABDUL QUDDHOSE, J.
Somasundaram – Appellant
Versus
The Senior Regional Manager, Agriculture Insurance Company of India Ltd. & Others – Respondents
W.P.(MD)No. 14028 of 2020
Decided On : 09-10-2020

Advocates Appeared:
For the Petitioner:D. Venkatesh, Advocate
For the Respondents:V.P.M. Vaishnavi, Government Advocate

If the petitioner satisfies all the requirements for crop insurance under the PMFBY Scheme, the first respondent must disburse the insurance amount.

Headnote:

Crop Insurance - Pradhan Mantri Fasal Bima Yojana (PMFBY) Scheme - The petitioner paid the insurance premium through a local Cooperative Society as required by the PMFBY Scheme. The first respondent failed to disburse the insurance amount. The court directed the first respondent to grant the crop insurance amount to the petitioner after verification of the submitted documents.

Fact of the Case:

The petitioner, an agriculturalist, filed a writ petition seeking a mandamus to direct the first respondent to credit the crop insurance amount allegedly payable to the petitioner. The petitioner had paid the insurance premium through a local Cooperative Society, but the first respondent failed to disburse the insurance amount. The petitioner submitted the required documents and sought a positive direction for disbursement of the crop insurance.

Finding of the Court:

The court noted that the first respondent had not rejected the application and that the petitioner had fulfilled all the requirements. The court directed the respondents to grant the crop insurance amount to the petitioner after verifying the submitted documents. The first respondent was ordered to disburse the amount within eight weeks.

Ratio Decidendi: The court held that if the petitioner satisfies all the requirements for crop insurance under the PMFBY Scheme, the first respondent must disburse the insurance amount.

Result: The court directed the respondents to grant the crop insurance amount to the petitioner after verification of the submitted documents and ordered the first respondent to disburse the amount within eight weeks.

JUDGMENT :

(Prayer: Writ Petition is filed under Article 226 of the Constitution of India to issue a Writ of Mandamus, directing the respondents more particularly the 1st respondent to credit the crop insurance amount payable to the petitioner for the year 2017-2018 (Rabi-2017) in his bank account forthwith.)

1. Mrs.V.P.M.Vaishnavi, learned Government Advocate accepts notice for the respondents 2 and 3. By consent of both sides, this writ petition is taken up for final disposal at the stage of admission itself.

2. This writ petition has been filed seeking for a Mandamus to direct the respondents, more particularly, the first respondent to credit the crop insurance amount allegedly payable to the petitioner.

3. It is the case of the petitioner that, he is an agriculturalist, holding an extent of 10.745 hectares at Uppur Village, R.S.Mangalam Taluk, Ramnad District. According to him, the first respondent is the Authority, issuing crop insurance under the Pradhan Mantri Fasal Bima Yojana (hereinafter referred as 'PMFBY' Scheme) introduced by the Central Government. According to the petitioner, as per the PMFBY Scheme, the insurance premium has to be paid through the local Cooperative Societies.

4. The petitioner is a member of the local Cooperative Society. As per the PMFBY Scheme, the petitioner has paid a sum of Rs.8,798/- towards crop insurance premium through N.N.560 Paranur Primary Agriculture Co-operative Society at Uppur for the year 2017-18 vide receipt, dated 23.11.2017. As per the said PMFBY Scheme, the concerned Co-operative Society will send the details of the persons paying the insurance premium to the first respondent. The insurance amount will be paid, if the Government announces a particular period as a drought year. According to the petitioner, the year 2017-18 was announced as a drought year and therefore, he was expecting the insurance amount from the first respondent to be credited into his bank account.

5. According to the petitioner, the second and third respondents have also recommended the case of the petitioner to the first respondent and in their respective communications, dated 07.11.2019 and 10.01.2020, they have stated that, the petitioner is eligible for Crop Insurance Scheme. Since the first respondent failed to pay the insurance amount as per the aforementioned PMFBY Scheme, the petitioner, through his lawyer has also sent a legal notice, dated 06.05.2020 to the first and second respondents, calling upon the first respondent to disburse the crop insurance amount. In fact, the “Uzhavan” Application, which is a mobile application created by the State of Tamil Nadu discloses that the petitioner is entitled for Crop Insurance, in respect of his agricultural lands measuring 10.745 hectares and that he has also paid Rs.8,798.06/-as the insurance premium amount.

6. The petitioner has also given a self declaration affidavit, as required under the PMFBY Scheme, which has also been confirmed by the second respondent in their communication, dated 10.01.2020. However, by the reply, dated 24.09.2020 to the legal notice, dated 06.05.2020 sent by the petitioner, the first respondent has informed the petitioner that he has not submitted the self declaration affidavit as well as the recommendation issued by the third respondent for the grant of Crop Insurance to the petitioner. Therefore, they have not considered his application for grant of Crop Insurance. In such circumstances, the petitioner has filed this writ petition seeking for a positive direction from the first respondent for disbursement of the Crop Insurance to him.

7. A positive direction sought for by the petitioner cannot be granted by this Court at this stage. In the reply, dated 24.09.2020, the first respondent has not rejected the application. They have only stated that the petitioner has not submitted the self declaration affidavit as well as the recommendation of the third respondent. However, as seen from the typed set of papers filed before this Court

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