IN THE HIGH COURT OF JUDICATURE AT MADRAS
ABDUL QUDDHOSE, J.
M/s. National Insurance Company Limited, Salem - Appellant
Versus
G. Umarani & Others - Respondent
C.M.A. No. 286 of 2020 & C.M.P. No. 1959 of 2020
Decided on : 20-09-2021
Motor Vehicles Act - Sections 166 and 173- Accident - Death - Liability of insurance company to pay compensation - According to appellant insurance company, the bus insured with them, was never involved in accident which resulted in death of deceased and therefore, Tribunal has erroneously directed appellant to pay compensation to dependents of deceased - FIR registered under Crime, against driver of insured bus was also closed as mistake of fact - Held, Driver of bus was arrested after Registration of FIR is not known. But final report submitted by the Police, which has been marked as Exhibit absolves involvement of Driver of insured bus in accident - Preponderance of probabilities will clearly lead to the conclusion that Driver of insured bus was falsely implicated in the case - Evidence available on record will clearly prove that bus insured with appellant was not responsible for cause of accident - Respondents-claimants have failed to discharge their initial burden of proving negligence against driver of bus insured with appellant - Though, it is very clear from evidence available on record that preponderance of probability favours appellant insurance company rather than claimants - Instead of accepting defence raised by appellant insurance company, Tribunal has erroneously directed appellant insurance company to pay determined compensation to the respondents 1 to 5/claimant - Impugned Award set aside - Appeal is allowed.
JUDGMENT :
(Prayer: Civil Miscellaneous Appeal filed under Section 173 of the Motor Vehicles Act seeking to set aside the decree and judgment passed in M.A.C.T.O.P.No.95 of 2016, dated 23.11.2018, on the file of the Motor Accidents Claims Tribunal, 2nd Additional District Court, Salem.)
(The case has been heard through video conference)
1. This appeal has been filed by the appellant Insurance Company questioning its liability to pay compensation under the impugned Award, dated 23.11.2018, passed by the Motor Accidents Claims Tribunal, 2nd Additional District Court, Salem on the following grounds:
(b) The FIR registered under Crime No.799 of 2015, against the driver of the insured bus was also closed as mistake of fact.
(c) Mr.Anbuselvan, the alleged informant to Mr.Karuppannan, the brother of the deceased, about the accident was also not examined as a witness before the Tribunal.
(d) The Tribunal failed to consider the evidence of R.W.2, who is the owner-cum-driver of the lorry bearing Registration No.TN-25-AY-0999, which was proceeding in front of the bus bearing Registration No.TN-30-AJ-4466 insured with the appellant, who had deposed that he had witnessed one person lying unconscious on the road along with a motorcycle and the passengers from the bus insured with the appellant, which came from behind overtook and stopped the lorry bearing Registration No.TN-25-AY-0999 and the passengers after getting down from the bus accused the lorry driver and handed him over to the nearby check post.
2. Heard Ms.N.B.Sureka, learned counsel appearing for the appellant and Mr.J.Ramakrishnan, learned counsel appearing for the respondents 1 to 5/claimants.
3. The learned counsel appearing for the appellant, drew the attention of this Court to the counter statement filed by the appellant insurance company before the Tribunal and would submit that a categorical stand has been taken by the appellant, as seen from their pleadings, that the bus insured with the appellant was never involved in the accident, which resulted in the death of M.Ganesan on 23.09.2015.
4. The learned counsel then drew the attention of this Court to the impugned Award dated 23.11.2018 and would submit that even on preponderance of probability, the driver of the insured bus cannot be held responsible for the death of M.Ganesan in the accident. She would further submit that the FIR (Ex.P1) was registered at the behest of the brother of the deceased by name Mr.Karuppannan, who was not present at the scene of the accident, which resulted in the death of his brother M.Ganesan. She would also submit that even as per the FIR, it is the statement of Mr.Karuppannan that he was informed by Mr.Anbuselvan, who was the alleged witness to the accident that the bus insured with the appellant insurance company was responsible for the cause of the accident. The learned counsel would point out that the said Mr.Anbuselvan was not examined as a witness by the respondents 1 to 5/claimants before the Tribunal.
5. The learned counsel then drew the attention of this Court to the deposition of the driver of the lorry bearing Registration No.TN-25-AY-0999 (R.W.2) and would submit that since the said lorry was proceeding in the front and the lorry driver had seen the accident victim lying on the road along with the two wheeler, the possibility of the bus insured with the appellant, which is coming from behind involving itself in the accident will not arise. According to her, the Tribunal has failed to appreciate this clinching evidence to show that the driver of the bus insured with the appellant was not involved in the accident which resulted in the death of
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