2021 Supreme(Mad) 2735
BEFORE THE MADURAI BENCH OF MADRAS HIGH COURT
R. THARANI, J.
HDFC ERGO General Insurance Co. Ltd., Rep. By its General Manager, Mumbai - Appellant
Versus
R. Muniandi & Another - Respondent
C.M.A.(MD) No.394 of 2014 & M.P.(MD) No. 1 of 2014
Decided On : 07-12-2021
For the Appellant :S. Srinivasa Raghavan, Advocate.
Headnote:
Motor Vehicles Act, 1988 - Section 173 - Petitioner was standing on road side with motorcycle verifying repair in motorcycle, tractor bearing registration that belong to first respondent was driven by its driver in a rash and negligent manner dashed against petitioner and he sustained injuries - He was taken to Government hospital - After first aid, he was taken to hospital and he was admitted as 'in patient' and again he took treatment as 'in patient' - He had undergone seven surgeries and a steel and mess were affixed - Petitioner is disabled - Petitioner claimed a sum as compensation – Held, appellant herein is directed to deposit Rs.6,37,000/- (Rupees Six Lakhs and Thirty Seven Thousand only) with 7.5% interest from date of claim, petition till date of realization with cost and the amount has to be deposited within a period of 8 weeks from date of receipt of copy of this order - On such deposit, first respondent is permitted to withdraw award amount, with interest after deducting any amount received by him earlier - Claimant is not entitled for interest for default period, if there is any - Excess amount, if any deposited shall be refunded to appellant herein - Civil Miscellaneous Appeal dismissed
JUDGMENT :
(Prayer: This Civil Miscellaneous Appeal is filed under Section 173 of Motor Vehicles Act, 1988, to set aside the fair and decreetal order dated 15.02.2012 made in M.C.O.P.No.69 of 2011 on the file of the Motor Accident Claims Tribunal (Chief Judicial Magistrate), Sivagangai.)
1. This Civil Miscellaneous Appeal has been filed against the award passed in M.C.O.P.No.69 of 2011 dated 15.02.2012, on the file of the Motor Accident Claims Tribunal (Chief Judicial Magistrate), Sivagangai.
2. The appellant herein is the second respondent, the first respondent herein is the claimant and the second respondent herein is the first respondent in the claim petition. The first respondent herein has filed a claim petition in M.C.O.P.No.69 of 2011, claiming compensation for the injuries sustained by him, in an accident that took place on 24.06.2009. The Tribunal has awarded a sum of Rs.6,37,000/- (Rupees Six Lakhs and Thirty Seven Thousand only) as compensation. Against which, the appellant has preferred this appeal.
3. Brief substance of the claim petition in M.C.O.P.No.69 of 2011 is as follows:
On 24.06.2009, at about 07.30 a.m., when the petitioner was standing on the road side with the motorcycle verifying the repair in the motorcycle, a tractor bearing registration No.TN-65-Z-5455 that belong to the first respondent was driven by its driver in a rash and negligent manner dashed against the petitioner and he sustained injuries. He was taken to Government hospital, Paramakudi. After first aid, he was taken to Madurai Meenakshi Mission hospital and he was admitted as 'in patient' from 24.06.2009 till 10.07.2009 and again he took treatment as 'in patient' from 23.07.2009 till 17.09.2009. He had undergone seven surgeries and a steel and mess were affixed. The petitioner is disabled. The petitioner claimed a sum of Rs. 20,00,000/- (Rupees Twenty Lakhs only) as compensation.
4. Brief substance of the counter filed by the second respondent therein is as follows:
The claim is excessive. The driver of the tractor was not having valid driving licence at the time of accident. The first respondent violated the policy conditions. The second respondent is not liable to pay compensation.
5. The first respondent was set as exparte. On the side of the claimants, two witnesses were examined and 10 documents were marked and one material object was marked. On the side of the respondents, no witness was examined and no document was marked. After trial, the Tribunal has awarded a sum of Rs.6,37,000/- (Rupees Six Lakhs and Thirty Seven Thousand only) as compensation to be paid by the appellant herein. Against which, the appellant has preferred this Civil Miscellaneous Appeal.
6. On the side of the appellant, it is stated that the Tribunal failed to appreciate the evidence in the proper perspective. There is absence for proof of total disablement resulting in functional disability, the loss of avocation and income. There was no justification in applying multiplier method to assess the loss of income and the Tribunal failed to appreciate the evidence on record and failed to note that applying multiplier formula is not applicable to all the injury cases. The grant of Rs.3,12,120/- for permanent disability without any proof of functional disability is arbitrary. The award under various heads is excessive.
7. It is seen that the first respondent was not riding his two wheeler at the time of the accident. The two wheeler was stationed at that time. From the evidence of P.W.1 and Ex.P1, FIR, Ex.P3, Motor vehicle report, Ex.P4, chargesheet, it is clear that the driver of the tractor was responsible for the accident. There is no dispute regarding the validity of the insurance policy. The insurance company failed to prove that the driver of the tractor was not having valid driving licence. In the above circumstances, the liability fixed against the appellant is reasonable.
8. It is seen that the first respondent has undergone three surgeries. The wound certificate was m