BEFORE THE MADURAI BENCH OF MADRAS HIGH COURT
S. VAIDYANATHAN, G. JAYACHANDRAN, JJ.
The New India Assurance Company Ltd., Kumbakonam & Others – Appellant
Versus
Mahamayee Ammal & Others – Respondent
C.M.A.(MD) Nos. 1054 & 1055 of 2015 & Cros.Obj.(MD) Nos. 29 & 30 of 2017
Decided On : 23-12-2021
Motor Vehicles Act, 1988 - Section 173 - Civil Procedure Code, 1908 - Order XLI r/w Rule 22 - Accident - Died – Compensation Awarded - Liability of insurance company – When liable - Insurance Company has challenged impugned awards on ground that there was no strict proof in respect of age, income and occupation of deceased persons, without which, amount of compensation arrived at under head loss of future income is unjust - Owner of Indica Car and insurer of said vehicle have not been arrayed as a party respondent and therefore, claim petition itself was not maintainable before Tribunal for want of necessary party - Held, Methodology prescribed by this Court for remittance of compensation has been affirmed by Hon'ble Supreme Court in case of Bajaj Allianz General Insurance Company Private Ltd., Vs. Union of India and others [W.P.(Civil)] - Since 1st Respondent/Claimant in C.M.A. (MD), namely, Akash has already been declared as major, 1st Respondent/Claimant is entitled to withdraw his share - Amount of compensation due to the minor Aparna shall be deposited in anyone of nationalized Bank till minor attains majority - Grandmother/ 1st Respondent/Claimant in C.M.A.(MD), namely, Mahamayee Ammal is permitted to withdraw accrued interest in respect of share of Aparna once in three months for welfare of minor - C.M.A.(MD) dismissed and Cross Objection (MD) disposed of.
JUDGMENT :-
(Prayer: Civil Miscellaneous Appeal filed under Section 173 of the Motor Vehicles Act, 1988 against the Judgment and Decree in M.C.O.P.No.50 of 2012 dated 31.03.2015 on the file of the Motor Accident Claims Tribunal, Chief Judicial Magistrate Court, Virudhunagar District at Srivilliputtur.
Civil Miscellaneous Appeal filed under Section 173 of the Motor Vehicles Act, 1988 against the Judgment and Decree in M.C.O.P.No.51 of 2012 dated 31.03.2015 on the file of the Motor Accident Claims Tribunal, Chief Judicial Magistrate Court, Virudhunagar District at Srivilliputtur.
Cross Objection filed under Order XLI r/w Rule 22 of C.P.C. to enhance the award amount granted by the Motor Accident Claims Tribunal, Chief Judicial Magistrate Court, Virudhunagar District at Srivilliputtur in M.C.O.P.No. 50 of 2012 dated 31.03.2015 and dismiss the appeal filed by the Appellant/Respondent No.1 in C.M.A.(MD) No.1054 of 2015
Cross Objection filed under Order XLI r/w Rule 22 of C.P.C. to enhance the award amount granted by the Motor Accident Claims Tribunal, Chief Judicial Magistrate Court, Virudhunagar District at Srivilliputtur in M.C.O.P.No. 51 of 2012 dated 31.03.2015 and dismiss the appeal filed by the Appellant/Respondent No.1 in C.M.A.(MD) No.1055 of 2015.)
1. These Appeals have been filed by the Insurance Company challenging the Awards dated 31.03.2015 passed by the Motor Accident Claims Tribunal, Chief Judicial Magistrate Court, Virudhunagar District at Srivilliputtur in M.C.O.P.Nos.50 and 51 of 2012, directing the Appellant/Insurance Company to pay the Claimants a sum of Rs.86,35,060/- and Rs.36,91,000/- respectively as compensation for the death of the deceased, in an accident, which occurred on 02.09.2012 involving the Tipper Lorry insured with the Appellant/Insurance Company. Claimants 2 & 3 are the children of the deceased and the 1st Claimant is the grandmother of Claimants 2 & 3.
2. Before the Tribunal, the Respondents/Claimants claimed a sum of Rs.1,00,00,000/- & Rs.50,00,000/- respectively as compensation for the death of the deceased. On the side of the Respondents/Claimants in C.M.A.(MD) No. 1054 of 2015, P.W.1 to P.W.2 were examined as witnesses and Exs.P1 to P11 were marked before the Tribunal. On the side of the Appellant/Insurance Company, neither a witness was examined nor Exhibits marked.
3. On consideration of the oral and documentary evidence available on record, the Tribunal has awarded a sum of a sum of Rs.86,35,060/- and Rs. 36,91,000/- respectively as compensation to the Respondents/Claimants. Details of the compensation awarded by the Tribunal under the impugned Awards, are as follows:
C.M.A.(MD) No.1054 of 2015
| Heads | Amount awarded by the Tribunal (Rs.) |
| Loss of Future Income | 84,00,060/- |
| Loss of love and affection | 2,00,000/- |
| Loss of Estate | 10,000/- |
| Funeral Expenses | 25,000/- |
| Total | Rs.86,35,060/- |
C.M.A.(MD) No.1055 of 2015
| Heads | Amount awarded by the Tribunal (Rs.) |
| Loss of Future Income | 34,56,000/- |
| Loss of love and affection | 2,00,000/- |
| Loss of Estate | 10,000/- |
| Funeral Expenses | 25,000/- |
| Total | Rs. 36,91,000/- |
4. Aggrieved by both the awards, the Appellant/ Insurance Company is before this Court. Claimants have also filed Cross Objection, seeking to enhance the award amount, thereby dismissing the Appeal filed by the Insurance Company.
5. The Insurance Company has challenged the impugned awards on the ground that there was no strict proof in respect of the age, income and occupation of the deceased persons, without which, the amount of compensation arrived at under the head loss of future income is unjust. The owner of the Indica Car bearing Regn.No.TN.67-AV.1690 and the insurer of the said vehicle have not been arrayed as a party respondent and therefore, the claim petition itself was not maintainable before the Tribunal for want of necessary party. It was submitted
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