JUDGMENT :

(Prayer: This Second Appeal is filed under Section 100 of Civil Procedure Code against the judgment and decree dated 13.01.2020 made in A.S.No.9 of 2014 on the file of the learned Sub Judge, Sankari, confirming the judgment and decree dated 10.06.2014 made in O.S.No.303 of 2004 on the file of the learned District Munsif, Sankari.)

1. This Second Appeal is directed against the judgment and decree of learned Subordinate Judge, Sankari, in A.S.No.9 of 2014 dated 13.01.2020 confirming the judgment and decree of the learned District Munsif, Sankari in O.S.No.303 of 2004 dated 10.06.2014.

2. Respondent filed the suit on the basis of a promissory note for recovery of a sum of Rs.75,330/- with subsequent interest. The case of the respondent is that the appellant borrowed a sum of Rs.54,000/- from the respondent on 25.03.2002 to meet his urgent business and family expenses. He executed a promissory note in favour of the respondent promising to repay the amount with interest at 18% per annum either to the respondent or his order on demand. Despite several demands personally made to the appellant, he has not chosen to repay the amount either towards principal or interest. Respondent c