BEFORE THE MADURAI BENCH OF MADRAS HIGH COURT
L. VICTORIA GOWRI, J.
Royal Sundaram Alliance Insurance Company Ltd, Chennai - Appellant
Versus
Narayanan @ Surendar & Anr. - Respondents
C.M.A. (MD) No. 616 of 2012 & M.P. (MD) No. 1 of 2012
Decided On : 08-01-2024
Motor Vehicles Act - Motor Accident Claims - Liability and Quantum Awarded
Fact of the Case:
The petitioner was injured in a motorcycle accident caused by the rash and negligent driving of the first respondent's motorcycle. The petitioner sought compensation for the injuries sustained.
Finding of the Court:
The court found the driver of the first respondent's vehicle responsible for the accident and awarded compensation for partial permanent disability, pain and suffering, extra nourishment, transportation expenses, loss of income, and medical expenses.
Issues: The issues included the liability for the accident and the quantum of compensation to be awarded.
Ratio Decidendi: The court relied on the evidence presented, including medical bills and witness testimony, to determine the genuineness of the medical expenses and the responsibility for the accident.
Final Decision: The Civil Miscellaneous Appeal filed by the second respondent insurance company was dismissed, and the court upheld the award of compensation by the learned Tribunal.
JUDGMENT
(Prayer: Civil Miscellaneous Appeal filed under Section 173 of the Motor Vehicles Act, 1988, to set aside the fair and decreetal order dated 04.01.2010 and made in M.C.O.P.No.516 of 2007 on the file of Motor Accident Claims (Principal Sub Judge), Tirunelveli.)
1. This Civil Miscellaneous Appeal has been directed as against the judgment and award passed by the learned Motor Accident Claims Tribunal, Principal Sub Judge, at Tiurnelveli in M.C.O.P.No.516 of 2007 dated 04.01.2010, challenging the liability and quantum awarded.
2. For the sake of convenience, the parties are addressed herein as per the rank in M.C.O.P.No.516 of 2007.
3. The factual matrix of the present case, briefly stated, are as under:-
This is a injury case. On 28.07.2007, at about 22.45 hours, the petitioner was riding a M 80 motor cycle bearing registration No.TN-72- T-3578 in the main road, Surandai in front of S.P.N shop, while so another motorcycle bearing registration No.TN-22-AB-4743 belonging to the first respondent insured with the second respondent driven by its rider in a rash and negligent manner, dashed against the petitioner's motorcycle in the opposite direction. As the result of which, the petitioner sustained multiple injuries. At the first instance, he was admitted in Government hospital, Tenkasi and thereafter, he was shifted to TVMC Hospital, Tirunelveli wherein he took treatment as in patient from 29.07.2007 to 02.08.2007. Following which, he was admitted in the Ponram Hospital, Surandai and took treatment as in patient from 02.08.2007 to 20.08.2007. So seeking compensation of a sum of Rs. 5,00,00/- for the injuries sustained by him, the petitioner filed M.C.O.P.No.516 of 2007.
4. The second respondent had filed a counter refuting all the allegation set forth in the claim petition.
5. The learned Tribunal has framed two issues, examined two witnesses P.W.1 and P.W.2 on the side of the petitioner and marked Ex.P1 to Ex.P14 and neither witness nor document was marked on the side of the respondents. The first respondent was called absent and set exparte before the learned Tribunal. The learned Tribunal after perusing the materials available on record and evidence deposed by P.W.1 and P.W.2 and also considering the arguments put forth by the petitioner and the second respondent has concluded that the driver of the first respondent vehicle was responsible for the accident and thereafter, passed the award. On the basis of the Doctor certifying partial permanent disability as 43%, the learned Tribunal fixed the compensation of Rs.1,500/- per percentage and calculated the partial permanent disability at Rs.64,500/- (Rs. 1,500x43%). The learned Tribunal has awarded compensation under following heads:-
| Head | Compensation awarded |
| (i)Partial Permanent Disability: | Rs.64,500 [43% - Rs.1,500/- per percentage (1,500x43)] |
| (ii)Pain and suffering: | Rs.25,000/- |
| (ii)Extra Nourishment: | Rs.5,000/- |
| (iii)Transportation Expenses: | Rs.5,000/- |
| (iv)Loss of Income: | Rs.5,000/- |
| (v)Medical Expenses (on the basis of medical bills Ex.P10): | Rs.1,30,000/- |
| Total compensation awarded: | Rs.2,34,500/- with interest @ 7.5 % from the date of the claim until the realization and costs. |
6. Challenging the same, the second respondent insurance company has filed this Civil Miscellaneous Appeal challenging medical expenditure of Rs.1,30,000/-, which has been granted by the learned Tribunal on the basis of Ex.P10 medical bills to a tune of Rs.1,33,285/-.
7. The contention of the appellant is that the entire medical bills marked as Ex.P10 were fabricated and at the time of cross examination, a question as to the genuinity of the same was also raised before the learned Tribunal and the learned counsel for the appellant submitted that Ex.P10 was not proved through proper source.
8. A critical perusal of the award passed by the learne
Liability of the insurer in a motor accident claim case is established based on the evidence presented and settlements made in connected claim petitions.
The main legal point established in the judgment is the assessment of just and reasonable compensation for injuries sustained in a motor accident, based on the evidence presented before the Tribunal.
The main legal point established in the judgment is the court's authority to modify the compensation awarded by the Tribunal based on the reasonableness of the assessment of disability, medical expen....
Point of law : Doctor has assessed the disability as 45%. Without any reasons, the Tribunal has fixed the disability only as 40%. On the side of the second respondent, it is stated that the claimant ....
Assessment of damages under the Motor Vehicles Act, 1988.
The court established that proper medical evidence is crucial in assessing disability for compensation claims under the Motor Vehicles Act.
The court's decision emphasized the assessment of evidence, nature of injuries, and disability in determining the appropriate compensation under the Motor Vehicles Act.
Non-functional permanent disability compensation assessed per percentage without multiplier; enhancements and reductions balanced to confirm original award.
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