PUNJAB & HARYANA HIGH COURT
J.S.Khehar, J.
Narinder Singh
Versus
State Of Punjab
Criminal Revision No. 1258 of 1988,
Decided On : APRIL 2, 2003
Misutilisation - Criminal Liability - The court found that the petitioner's argument that the crime would not have occurred if the bank manager had conducted a physical inspection of the truck was misconceived. The court also rejected the argument that the bank employees should have been examined as witnesses or accused. The court held that the petitioner's dishonest intention was evident from the preparation of forged documents and the misutilisation of the loan.
Fact of the Case:
The petitioner argued that the crime would not have occurred if the bank manager had conducted a physical inspection of the truck and that the bank employees should have been examined as witnesses or accused.
Finding of the Court:
The court found the petitioner's arguments misconceived and held that the dishonest intention was evident from the preparation of forged documents and the misutilisation of the loan.
Issues: The issues included the petitioner's contention regarding the bank manager's failure to conduct a physical inspection, the examination of bank employees as witnesses or accused, and the petitioner's alleged misutilisation of the loan.
Ratio Decidendi: The court rejected the petitioner's arguments and held that the dishonest intention was evident from the preparation of forged documents and the misutilisation of the loan.
Final Decision: The court found no infirmity in the orders passed by the Courts below.
J.S.Khehar, J.
1. Learned counsel for the petitioner, however, contended that the crime allegedly committed by the petitioner Narinder Singh would not have taken place had the manager of the Punjab and Sind Bank. Kot Mangal Singh Branch, Amritsar conducted physical inspection of the truck bearing registration No.PUU 7337 while sanctioning the loan in favour of the petitioner Narinder Singh. The instant argument advanced by the Ld. Counsel for the petitioner is also misconceived. An administrative lapse committed by Chamkaur Singh, Manager of the Punjab and Sind Bank, Kot Mangal Branch, Amritsar, who had appeared before the trial Court as PW7, by not effecting physical inspection of the truck before sanctioning the loan in favour of Narinder Singh cannot exculpate Narinder Singh of his own acts of omission and commission.
2. It was also contended by the learned counsel for the petitioner that even the prosecution witnesses acknowledged that when Savings Bank Account No. 7738 was opened in the name of Jarnail Singh in the Punjab and Sind Bank, Golden Temple Branch, Amritsar on 30.1.1981 one of the employees of the bank, namely, Avtar Singh had identified and introduced Jarnail Singh. It is submitted that the aforesaid employees of the bank, namely, Avtar Singh should have been examined as a witness or alternatively should have been arrayed as an accused alongwith Narinder Singh and Gurwinder Singh. The aforesaid argument proceeds on the same logic as has been noticed in respect of the previous contention in the foregoing paragraph. For the same reasons as have been noticed in the preceding paragraph, I find no merit in the instant contention as well.
3. It is next contended by the learned counsel for the petitioner that even if the entire prosecution version is accepted the petitioner Narinder Singh at the most, can be, blamed of misutilisation of the loan. In this behalf, it is contended that dishonest intention or the inducement to commit a criminal act is also to be seen. It is vehemently contended that the aforesaid element is missing in the facts and circumstances of the version put forth by the prosecution. It is not possible for me to accept the aforesaid contention. The dishonest intention of the petitioner is evident from the preparation of various documents by forging them. Not only has the petitioner forged the affidavit of Jarnail Singh, he has also fabricated driving licence No. 10061 to obtain the loan from the bank. In addition to the foresaid, he also prepared a false receipt of Rs. 80,000/-, which was allegedly paid by the petitioner Narinder Singh to Jarnail Singh. The facts that savings bank account was opened in the Punjab and Sind bank, Golden Temple Branch, Amritsar in the name of a non-existing Jarnail Singh, also reveals the dishonest intention of the petitioner.
4. No other contention was advanced by the learned counsel for the petitioner.
5. For the reasons recorded above, I find no infirmity in the orders passed by the Courts below.
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