Mr. Vijender Singh Malik, J.:- This is an appeal by the Oriental Insurance Company Limited, the insurer against the award dated 19.03.2013 passed by learned Motor Accidents Claims Tribunal, Amritsar (for short, “the Tribunal”) vide which a sum of Rs. 5,49,500/- has been awarded in favour of Kulwinder Kaur, respondent No.1. The appellant has challenged the amounts allowed under different heads to make the aforesaid total saying that this has been a petition under section 163-A of the Motor Vehicles Act, 1988 [for short, “the Act”] and under the terms of second schedule, the amounts allowed under different heads could not be allowed.

2. Kulwinder Kaur, the claimant alongwith her brother Sukhdev Singh was moving on a motorcycle. Some stray cattle came on the road and a truck that moved to the wrong side had hit their motorcycle. Kulwinder Kaur was taken to Amandeep Hospital where she remained admitted from 11.4.2011 to 5.5.2011. She was operated upon there and lastly, she had to lose her right upper limb on account of which she suffered permanent disability to the extent of 90%.

3. The aforesaid averments have been denied by the respondents.

4. Learned counsel for the appella