M.M.S.BEDI
Apollo Munich Health Insurance Company Limited – Appellant
Versus
Permanent Lok Adalat – Respondent
M.M.S. BEDI, J.
1. The present writ petition has been preferred against the order dated February 12, 2014 passed by Permanent Lok Adalat (PUS), Gurgaon directing the petitioner to pay a sum of Rs. 3 lacs along with interest @ 9% per annum in case of failure to pay the amount within a period of 45 days from the date of the order i.e. February 12, 2014.
2. Briefly the facts of the case are that respondent No.2 had taken Easy Health Standard Two Years policy w.e.f. August 19, 2011 to August 18, 2013 from the petitioner Insurance Company. The Insurance policy included medical coverage of the hospitalization etc. to the extent of Rs. 3 lacs. Petitioner has charged Rs. 19068/- including service tax as yearly premium from respondent No.2 which had been duly paid. Respondent No.2 claimed in the petition that she suffered from shortness of breath or chest discomfort as such approached Medanta The Medicity, where respondent No.2 was advised some tests as such she was admitted on May 1, 2013 and discharged on May 13, 2013. At the time of admission, respondent No.2 had supplied all the relevant documents including the policy etc. for getting medical benefits from the petitioner Company
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