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2018 Supreme(P&H) 2842

IN THE HIGH COURT OF PUNJAB AND HARYANA
Before
Hon’ble Mr. Justice Amit rawal
RSA No. 5525 of 2016 (O&M)
Seeta Devi v. Mam Chand (since deceased) through LRs & Ors
{Decided on 20/11/2018}

Advocates Appeared:Mr. Ashok Bhardwaj, Advocate for the appellant.

Headnote:Transfer of Property Act, 1881, S.60 – Redemption of Mortgage – Doctrine of Severability – Sale of share by co-sharer – Contention that by applying the doctrine of severability, redemption of the property which was not sold, should have been ordered – Contention rejected – Held; an appropriate remedy for the plaintiffs was to seek partition as alongwith defendants/subsequent vendees, who were the mortgagees had acquired the title of co-ownership – Doctrine of severability cannot be applied in such circumstances as the mortgage deed has to be read as whole and cannot be split. (Paras 5 & 6)

JUDGMENT

Mr. Amit Rawal J. (Oral) - The appellant-plaintiff has not been successful in seeking redemption of the suit property by laying challenge to the order dated 11.07.2006 passed by the Collector whereby identical application under local law was dismissed.

2. It was alleged that vide mutations bearing nos.433 and 449, it was reflected that the suit land measuring 7 bighas 7 biswas was mortgaged. The mortgage amount of Rs.7,000/- had already been deposited in the Government Treasury and the suit land was mortgaged with the original mortgagees, namely, Nand Ram, Ran Singh and Nasib Singh and after their death, defendants were enjoying the usufruct of the suit land.

3. The defendants opposed the suit while admitting that plaintiff no.2-Mam Raj, vide registered sale deeds dated 21.12.1979 and 14.04.1981 had already sold the land to the defendants which had not been challenged and mutation nos.585 and 732 in this regard were sanctioned. Even if the entries in the jamabandi continued to be in the name of Mam Raj and plaintiff no.1 Seeta Devi, the plaintiffs, would not confer the title of ownership in view of the registered documents.

4. On preponderance of the evidence, the trial Court dismissed the suit and found that documents Ex.D2 and Ex.D3 have been proved on record. Even if plaintiff no.1 did not form the part of the sale deed, could not get the redemption. The appeal taken before the Lower Appellate Court was also dismissed.

5. Mr. Ashok Bhardwaj, learned counsel appearing on behalf of the appellants submitted that plaintiff no.1 alongwith other brothers was co-sharer in the suit property. It was only Mam Raj who had already parted with the suit property as per the aforementioned sale deed and by applying the doctrine of severability, redemption of the property which was not sold, should have been ordered.

6. I am afraid the aforementioned argument is not sustainable in the eyes of law, for, an appropriate remedy for the plaintiffs was to seek partition as alongwith defendants/subsequent vendees, who were the mortgagees had acquired the title of co-ownership. After seeking title of co-ownership, probably cause of action would arise to seek the redemption, if the mortgage deed did not prescribe any time line, for, there is no limitation to seek redemption. Doctrine of severability cannot be applied in such circumstances as the mortgage deed has to be read as whole and cannot be split.

7. As an upshot of my findings, I do not find any illegality and perversity in the judgments and decrees under challenge which are based upon the appreciation of oral and documentary evidence, much less no substantial question of law arises for adjudication of the present appeal.

8. Resultantly, the appeal is dismissed.

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