UNIYAL, J. :- The plaintiff has filed this appeal from the decree of the Civil Judge, Meerut, dismissing his suit with costs.

2. The facts giving rise to this appeal, shortly stated, are as follows : On the 15th January 1951 Mukhtar Singh, deceased uncle of the appellant, made an application for insurance in the Crown Life Insurance Company, Toronto, Canada, with its branch office at Bombay (hereinafter referred to as the Company) for a sum of Rs. 35,000. In that application he stated his occupation as landlord and mill owner. Weaving and Spinning Mills, and his place of residence as C/o Brahma Dutta Sharma, Gujrati Well Meerut City. On the basis of the above application the Company issued an Interim policy to Mukhtar Singh on the 19th February 1951. The interim policy was approved by the Head Office of the Company which issued Insurance Policy No. 573766, dated 21st May 1951 in favour of the said Mukhtar Singh. In that policy the appellant was described as the nominee of the assured after his death. The policy was issued subject to the endorsements contained therein Clause 4 of the endorsement reads :-

"After the expiry of two years from the data on which it shall have been effected

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