2013 Supreme(All) 312
[2013(2) ADJ 572 (DB)(LB)]
ALLAHABAD HIGH COURT
(Lucknow Bench)
BEFORE : DEVI PRASAD SINGH AND ARVIND KUMAR TRIPATHI-II, JJ.
NATIONAL INSURANCE CO. LIMITED, LUCKNOW ......Appellant
Versus
Smt. SAHIDUL NISHA AND OTHERS .....Respondents
(First Appeal From Order No. 465 of 2004, decided on 29th January, 2013)
Headnote:Motor accident—Compensation—Liability of Insurance Company—Driver of vehicle not having valid licence—Where owner of the vehicle knowingly permits any driver of its vehicle who had no valid driving licence, then the Insurance Company not liable—But if he was under impression that the driver was having valid and effective licence, then the Insurance Company would be liable to pay—In present case, insurer failed to prove that the insured was guilty of negligence and failed to exercise reasonable care in the matter of fulfilling the condition of the policy regarding use of vehicles by duly licensed driver at the relevant time, Tribunal rightly held that insurer liable to pay compensation.
[Paras 15 and 18]
Hon’ble Arvind Kumar Tripathi-II, J.—Heard Alka Verma, learned counsel for the appellant and Shri M.C.Shukla, learned counsel for the respondents.
2. The present first appeal from order has been filed by National Insurance Company Ltd, against the award dated 11.5.2004 passed in Claim Petition No. 192 of 2001 by Motor Accident Claims Tribunal/Additional District Judge, Court No. 2 Sultanpur, by which learned claims tribunal has awarded compensation of Rs. 1,26,235/-(one lakh twenty six thousand two hundred thirty five) as compensation for the injuries received by Smt. Sahidul Nisha in a Motor Accident.
3. The claim petition was filed on the ground that claimant had gone to Ajmersharif from Village Nizam Patti Kasba, Sultanpur on Bus No. UHU 9172. When the bus reached in District-Alwar (Rajsthan) near Hotel Shiva Overseas Dakhim Kejil in Bahroad on 1.10.2000 at about 4.30 a.m. truck No. H.R.38/A-8565 which was being driven rashly and negligently by its driver hit the bus from the rear side and due to which the bus turned turtle and several passengers in the bus including the claimant received serious injuries. First Information Report was lodged by owner of the bus Sri Ramraj Verma on 1.10.2000 at about 5.00 a.m. in Police Station-Bahroad, District-Alwar which was registered as Crime No. 460 of 2000. The claimant was taken to District Hospital from where she was shifted from Jaipur and later on in Delhi.
4. The opposite party Nos. 1, 2, 4 and 5, owner of Truck No. HR 38/A8565 driver of the truck, owner of Bus No. UHU-9172 and the driver of the bus UHU-9172 have not filed their written statement so the claim petition proceeded ex parte against them.
5. Opposite Part No. 3 has mentioned in its written statement that they have no information regarding the accident since registration certificate of the vehicle, insurance & fitness, permit and driving licence of the driver has not been filed. Hence, they are unable to say as to whether Truck No. HR 38/A8565 was insured with them or not, whenever the papers will be filed, they may file additional written statement. Since, the matter is of collision of two vehicles and the proper and necessary parties have not been impleaded, the claim petition is bad for non-joinder of parties. It was also mentioned in the written statement that they are entitled to get benefit of Section 64 BB Insurance Act, 1939 and Section 149 and 170 Motor Vehicle Act.
6. Opposite party No. 6 has filed its written statement alleging that the bus No. UHU 9172 was not insured by their company, the insurance papers are forged and registration certificate is also forged.
7. On the basis of pleading of the parties following issues were framed by the Motor Claims Tribunal:
(i) Whether Smt. Sahidul Nisha received injuries due to rash and negligent driving of vehicle No. HR 38/8565 on 1.10.2000 at about 4.30 a.m. in place Bahroad, P.S. Bahroad, District-Alwar(Rajsthan) ? If so its effect?
(ii) Whether the vehicle No. HR38/8565 was insured with National Insurance Company Ltd.? If so its effect ?
(iii) Whether, the vehicle in question was not being driven as per Insurance Policy ? If so its effect?
(iv) Whether there was contributory negligence on the part of the vehicle UHU 9172 ? If, so its effect?
(v) To what compensation if any claimant is entitled to ? If so its effect and from whom ?
8. Claimant’s has examined herself as P.W.1 Sri Mahmood Khan as P.W.2 and opposite party has examined Sri A.K. Nirman as D.W. No. 1. Apart from that several papers have been filed which shall be discussed later on as and when necessary.
9. Learned Claims Tribunal after going through the record and hearing the arguments held that the claimant is entitled to Rs. 1, 26, 235/-(Rupees one lakh twenty six thousand two hundred thirty five) from National Insurance Company Ltd. alongwith 8% simple interest per annum from the date of presentation of the claim petition.
10. Feeling aggrieved this claim petition has been filed by National In