Hon’ble Dinesh Maheshwari, J.—By way of this writ petition, the petitioner has sought directions against the respondents for payment of an amount of Rs. 4 lakhs with interest to her under the Group Personal Accident Insurance Scheme [hereinafter referred to as ‘the Scheme’] that was floated by the respondent Nos.1 and 2 in the year 2000 for the benefit of registered traders in the State of Uttar Pradesh.

2. Put in a nutshell, the background aspects had been that the petitioner’s husband was a registered trader in the State of Uttar Pradesh who met with his unfortunate end in an accident on 2.11.2003. The petitioner’s claim for payment under the aforesaid Scheme for the reason of demise of her husband in the accident was declined by the respondents essentially on the ground that on the date of demise of her husband, insurance cover had not been taken and thus, according to the respondents, the Scheme was not in operation. The petitioner, however, claims that the Government of Uttar Pradesh floated the said Scheme in the year 2000 for the benefit of the registered traders; and for the purpose of meeting with the finances related with the Scheme, a nucleus fund was created by