2016 Supreme(All) 3089
ALLAHABAD HIGH COURT
Pramod Kumar Srivastava, J.
Heera Lal and others - Appellant
Versus
Chhedi Lal and others - Respondent
Second Appeal No. 746 of 2004
Decided On : 09-05-2016
For the Appellants :- Babu Ram Yadav, Murlidhar, Advocates.
For the Respondents:- V.K. Singh, Advocate.
The central legal point established in the judgment is that the plaintiffs had the legal right to institute the suit for redemption of the mortgaged property due to the defendants' breach of the contract of mortgage, despite the completion of the mortgage period.
Headnote:
Redemption of Mortgage - Mortgaged Property - 23.08.1940 - House no. S-18/139 - House no. S-18/140 - Identifiability - Unauthorized Constructions - Neem Tree - Premature Suit - Breach of Contract - Legal Right to Institute Suit - Completion of Mortgage Period - Right to Redeem Mortgaged Property - Plaintiff's Authority to File Suit on Behalf of Co-Mortgagors - No Substantial Question of Law
Fact of the Case:
The suit was filed for the redemption of a mortgaged property, initially mentioned as house no. S-18/140 but later corrected to house no. S-18/139 due to a clerical error. The defendants had raised unauthorized constructions, attempted to change their status from mortgagee to owner, and misappropriated a neem tree without permission.
Finding of the Court:
The trial court and first appellate court decreed the suit for redemption of the mortgaged property, finding no dispute regarding the identifiability of the property and holding that the defendants had violated the terms of the contract of mortgage. The completion of the mortgage period and the premature filing of the suit were also considered, with the courts concluding that the plaintiffs had the legal right to institute the suit for redemption.
Issues: Identifiability of the mortgaged property, unauthorized constructions, premature suit, breach of contract, completion of mortgage period, authority of plaintiffs to file suit on behalf of co-mortgagors
Ratio Decidendi: The courts found that the mortgaged property was identifiable despite the clerical error, and the defendants' actions constituted a breach of the contract of mortgage, giving the plaintiffs the legal right to file the suit for redemption. The completion of the mortgage period and the authority of the plaintiffs to file the suit on behalf of co-mortgagors were also considered and upheld.
Final Decision: The second appeal was dismissed, with the court finding no substantial question of law and affirming the reasoning and findings of the lower courts.
Pramod Kumar Srivastava, J. –
Heard learned counsel for the parties on admission of second appeal and perused the records of the lower courts.
2. It has been admitted fact between the parties that original owner of disputed property were Prabhu and his two sons Chhedi Lal and Mewa Lal, who had mortgaged this property to Chhote Lal for 45 years. Admittedly possession of this mortgaged property of house no. S-18/139 was handed over to mortgagee Chhote Lal, and the boundaries of this property was mentioned in registered mortgage-deed dated 23.08.1940. Admittedly Mewa Lal and his wife had died, who were survived by son Ganesh (defendant no.-2); and Prabhu had also died. Mortgagor Chhedi Lal (plaintiff no.-1) and his sons Basant Lal (plaintiff no.-2) and Babu Lal (plaintiff no.-3) had filedoriginal suit no. 400/1979 (Chhedi Lal & others v. Heera Lal and others) for redemption of aforesaid mortgaged property on 11.7.1979 in which seven defendants were wife, sons and daughters of late mortgagee Chhote Lal. The original suit was filed with the averment that registered mortgage-deed dated 23.8.1940 was executed by Prabhu, Chhedi and Mewa Lal to Chhote Lal for 45 years with condition that during this period of mortgage, the mortgagee will use the property the way he likes but he will have to take care of said property by maintenance and shall pay the taxes and furnish the details of expenses and can perform maintenance only after permission of mortgagors. But when the plaintiffs had given notice to defendants, then said notice was replied by defendants, from which it appeared that defendants have raised unauthorized constructions over mortgaged property without consent of the mortgagors and are not ready to perform their part of contract of mortgage. Since original mortgagee Chhote Lal had died and his legal representatives (defendants) are not discharging their duty under contract of mortgage, therefore plaintiffs are filing suit for redemption of mortgage. Original suit was filed by mortgagor Chhedi Lal and his two sons. Since other two mortgagors Prabhu and Mewa lal had also died and defendant no.-2 Ganesh is only other legal heir of Mewa Lal, and who is not available at the time of institution of suit, therefore suit is also filed on behalf of defendant no.-2 Ganesh (legal representative of deceased mortgagors) impleading him as proforma defendant in the suit. The only relief sought in the plaint was for redemption of aforesaid mortgaged property.
3. Initially in the plaint disputed property was mentioned as house no. S-18/140 Raja Bazar, Varanasi whereas mortgage-deed was executed for house no. S-18/139 Raja Bazar, Varanasi. But during pendency of the suit, amendment was incorporated to the effect that detail of mortgaged property was erroneously written due to clerical error, as disputed property is house no. S-18/139 but boundaries and location of plot no.-139 and plot no.-140 are the same. It was also mentioned in the amended plaint that defendants have tried to get their name mutated in Nagar Mahapalika records as owner of disputed property, without knowledge or information to plaintiffs, therefore they cannot get benefit of any such mutation. The disputed mortgaged property is the same at present as it was at the time of execution of mortgage-deed.
4. Out of two defendants, defendant no.-2 was proforma defendant for whose benefit and on whose behalf other plaintiffs had filed original suit for redemption of mortgage, and he had not filed any written statement.
5. The other defendants no.-1 and no.-3 to 7 were legal heirs of original mortgagee Chhote Lal. Out of these the defendants no.-3 to 7 had not contested the suit. This case was contested only by defendant no.-1 Heera Lal who had initially filed written statement dated 20.01.1980 by which he had denied the plaint averments and pleaded that defendants had constructed new courtyard, kitchen, varandah, latrine and other rooms in which they spent much money. They had also