1. Heard Mr. Pramod Belwal, Advocate for the petitioner, Mr. Subhash Upadhyaya, Brief Holder for the State of Uttarakhand and Mr. S.K. Jain, Advocate for the respondent-Bank.

2. The petitioner before this Court is a tenant in a premises no. 760 Indra Nagar Colony, Niranjanpur, P.O. New Forest, Dehradun. He is aggrieved primarily by the action of respondent no. 2 i.e. Punjab National Bank through its Chief Manager, Karanpur, Dehradun, who has initiated proceedings under Section 13(2) of the Securitisation and Reconstruction of Financial Assets and Enforcement of Security Interest Act, 2002 (from hereinafter referred to as the Act.).

3. The contention of the petitioner is that he has not taken any loan and has no liability towards the Bank. He is simply a tenant on the accommodation, which has been mortgaged by the landlord to the Bank i.e. respondent no. 2, which has now initiated proceedings under the said Securitisation Act. In the present case respondent no. 3 had taken a loan from respondent no. 2 i.e. Punjab National Bank, Karanpur, Dehradun in the year 2006. Since the loan was not repaid, a notice was issued under Section 13 (2) of the Act to respondent no. 3 by res