High Court Of Madhya Pradesh
S. K. DUBEY, S. P. KHARE
NATIONAL INSURANCE CO.LIMITED - Appellant
Versus
SAHIBA KHATUN - Respondents
M. A. 940 Of 1994
Decided On : 05/09/1997
MOTOR VEHICLES ACT, 1988 - SECTION 2(28), 2(34) - ACCIDENT - COMPENSATION - LIABILITY OF INSURER - PUBLIC PLACE - DEFINITION - RES IPSA LOQUITUR - APPLICATION.
Fact of the Case:
Mohosin Raza, a Class-II Manager employed by Central Coal Fields Limited, was killed in an accident involving a Jeep and a Dumper. The Jeep was insured by National Insurance Co. Limited, while the Dumper was neither registered nor insured. The legal representatives of Mohosin Raza filed a claim for compensation under Section 166 of the Motor Vehicles Act, 1988.
Finding of the Court:
The Tribunal awarded compensation of Rs. 3 lacs to the legal representatives of Mohosin Raza. The owner of the Jeep and the Dumper, as well as the insurer of the Jeep, filed appeals against the award. The legal representatives of Mohosin Raza also filed an appeal for enhancement of compensation.
Issues: 1. Whether the accident was caused due to the rash and negligent act of the Dumper driver? 2. Whether the Jeep driver contributed to the accident? 3. Whether the Dumper was a 'motor-vehicle' or 'vehicle' as defined in Section 2(28) of the Act? 4. Whether the accident occurred in a public place as defined under Section 2(34) of the Act? 5. Whether the insurer of the Jeep was liable to pay compensation?
Ratio Decidendi: 1. The court held that the accident was caused due to the rash and negligent act of the Dumper driver, based on the principle of 'res ipsa loquitur'. 2. The court held that the Jeep driver did not contribute to the accident in any manner. 3. The court held that the Dumper was a 'motor-vehicle' or 'vehicle' as defined in Section 2(28) of the Act, following the decisions of the Supreme Court in Bolani Ores v. State of Orissa and M/s. Central Coal Fieldslimited v. State of Orissa. 4. The court held that the accident occurred in a public place as defined under Section 2(34) of the Act, as the place of accident was a road inside the mines area to which the public had access. 5. The court held that the insurer of the Jeep was not liable to pay compensation or to indemnify the insured, as the accident was caused by the rash and negligent act of the Dumper driver.
Final Decision: The court allowed the appeal of the insurance company and set aside the order of the Tribunal directing the National Insurance Company to pay the compensation jointly or severally. The appeal of the Central Coal Fieldslimited was dismissed. The appeal of the claimants was allowed to the extent that they would get a further sum of Rs. 75,000 in addition to the compensation awarded by the Tribunal.
( 1 ) THESE three appeals arise out of the award dated 9-8-1994 passed in Claim Case No. 2 of 1990, by the Motor Accidents Claims Tribunal, Sidhi.
( 2 ) THE National Insurance Co. has filed M. A. No. 940/94, Central Coal Fields Limited the owner of Jeep and Dumper have filed M. A. No. 1009/94 while the legal representatives of the deceased have filed M. A. No. 1010/94 for enhancement of compensation of Rs. 3 lacs awarded by the aforesaid award.
( 3 ) FACTS : One Mohosin Raza aged 24 years was employed as Class-II Manager and was drawing Rs. 3660 per month under the employment of the Central Coal Fieldslimited at Singrouli, a registered Government of India Company, the owner of Jeep No. CIE 3176 insured by National Insurance Co. Limited and of the Dumper neither registered nor insured. On 20-8-1989, Mohosin Raza was sitting in the Jeep car driven by Rajkumar, during the course of his employment at the place of his work in the mines area and was giving instructions on wireless to concerned employees. One Dumper No. 55 driven by Ramniwas during the course of his employment with Central Coal Fieldslimited dashed the Jeep standing stationary on the wrong side of the road. As a result of forceful impact the stationary Jeep was crushed, the driver of the Jeep and Mohosin Raza died sitting in the Jeep died at the spot. The legal representatives of Mohosin Raza i. e. widow aged 24 years and old parents filed an application under S. 166 of the Motor Vehicles Act, 1988 (for short the 'act') to claim compensation of Rs. 20,55,000 for the death of Mohosin Raza caused in accident by the use of two motor vehicles. The claim was contested by the owner of the two vehicles and by the insurer of the Jeep. The driver of the Dumper remained ex parte.
( 4 ) THE claimants adduced oral and documentary evidence to establish their claim. However, no eye witness to the occurrence was produced to prove the rash and negligent act of the Dumper driver. In rebuttal, the owner of the vehicles did not examine the Dumper driver. The Tribunal raised the adverse inference for non-production of the driver and on the basis of certified copies of charge-sheet (Ex. A-11), First Information Report (Ex. A12), Spot map (Ex. A13), Post-mortem report (Ex. A-14) of the criminal case under S. 304-A, I. P. C. against the driver in the Court of Judicial Magistrate, First Class at Waidhan District Sidhi, held the accident occurred due to sole rash and negligent act of the Dumper driver. The plea of owner that the accident occurred in the prohibited area, not a public place and the Jeep driver was also responsible for the accident as it was parked on the wrong side against traffic rules was negatived. To award the compensation the Tribunal after estimating the dependency at Rs. 1830 per month, yearly Rs. 21960. 00 applied the multiplier of 20 worked out the amount of Rs. 4,39,200. From this Rs. 1,39,200 was deducted for lump sum payment, thus award of Rs. 3 lacs was awarded with interest thereon at the rate of 12% per annum from 8-1-1990, the date of application till payment.
( 5 ) THE manner and the circumstances in which the accident occurred are eloquent of the fact that the driver of Dumper was rash and negligent, who collided with the stationary Jeep which was smashed, as a result of which the driver of the Jeep and Mohosin Raza died at the spot. It is a case where the principle of 'res ipsa loquitur' that is the 'accident speaks for itself' or tells its own story fully applied. Hence, when accident was admitted, it was for the driver of the Dumper to establish that the accident happened due to some other cause without his own negligence, which is the well established principle. If any authority is needed, see Puspabai v. M/s. Ranjit Ginning and Pressing Co. Limited, AIR 1977 SC 1735.
( 6 ) IN the circumstances the contention that the Jeep driver also contributed to the accident as it was parked on the wrong side of the road cannot be accepted. It may be t
REFERRED : Lilaben Udesingh Cohel v. Oriental Insurance Co.Limited
The General Manager, Kerala State Road Transport Corporation v. Ms. Susamma Thomas and others
Oriental Fire and General Insurance Co.Limited v. Raghunath Muduli and others
Union of India v. Chowgule and Co. Pvt. Limited
Puspabai v. M/s. Ranjit Ginning and Pressing Co.Limited
M/s. Central Coal Fields Limited v. State of Orissa
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