2008(3) JLJ 151
(SUPREME COURT)
S.B. Sinha and P.K. Balasubramanyan, JJ.
Tara Chand v. Sagarbai @ Chaiyalibai
Appeal No.2411 of 2007 against the judgment and decree passed by the High Court of M.P. Jabalpur, in Second Appeal No.474 of 2001;
Decided on 9.5.2007.
Held : The mortgagee was to vacate the house and possession thereof after 10 years on payment of the entire mortgage money. The stipulations contained in the deed do not stop there. It conferred a right upon the mortgagee to get the house auctioned and to recover the entire mortgage amount in the event the amount advanced is not paid back. Other covenants contained also clearly show the right of the appellant as a mortgagee and not as a tenant. The stipulations contained in the mortgage deed, therefore, are such that they would lead to an inference that the tenancy was impliedly surrendered by the appellant.
When the parties altered their position knowing fully well their mutual rights and obligations under an agreement thereto existing, the rule of estoppel shall apply. Appellant, was, thus estopped from disputing the contents of the mortgage or the relation arising thereunder. As surrender is founded upon estoppel, the intention of the parties may not be of much significance. In this case also, there is a clear intention on the part of the mortgagee only to retain his interest in that capacity and not as a tenant. The parties altered their position. A new relationship was created. It was acted upon and in that view of the matter, we are of the opinion that the High Court was correct in its view. (1991)3 SCC 464, (2001)5 SCC 51 and (1984)4 SCC 382 distinguished. (1997)9 SCC 244 relied on. Judgment of High Court affirmed. [Paras 21, 24 & 33
(2) Accommodation Control Act, 1961 (M.P.) -- S.12(1) -- rights of tenant -- are protected by non-obstante clause -- such rights would, however, be available provided tenancy continues -- once tenant ceases to be a tenant -- Act does not apply thereafter. [Para 13
(3) Transfer of Property Act, 1882 -- Ss.58(d), 59, 62 and 83 -- registered usufructuary mortgage -- period expired -- mortgagor may file suit for redemption and possession or may deposit the amount under S.83 in Court. [Paras 15 & 16
¼1½ laifÙk varj.k vf/kfu;e] 1882 && /kkjk 111¼p½] 58¼?k½ rFkk 62 && lk{; vf/kfu;e] 1872 && /kkjk 15 && e-iz- LFkku fu;a=.k vf/kfu;e] 1961 && /kkjk 12¼1½ && vfHk/kkjh us Hkw&Lokeh ls Hkksxca/kd dk djkj fd;k && vfHk/k`fr foof{kr :i ls vH;fiZr gks xbZ && og ca/kdnkj gks x;k vkSj foys[k ij vk{ksi djus ls focaf/kr gks x;kA vfHkfu/kkZfjr % ca/kdnkj dks edku [kkyh dj ds mldk dCtk] laiw.kZ ca/kd&/ku dk lank; djus ds i‘pkr~ 10 o"kZ i‘pkr~ lkSaiuk FkkA foys[k esa dsoy ;gh ‘krZ ugha FkhA fn;k x;k /ku okil ugha fd, tkus dh n‘kk esa iwjk ca/kd&/ku olwy fd, tkus ds fy, ca/kdnkj dks edku uhyke fd, tkus dk vf/kdkj Hkh iznku fd;k x;k FkkA vihykFkhZ dk vf/kdkj ca/kdnkj dh Hkk¡fr gS] vfHk/kkjh ds :i esa ugha] ;g varfoZ"V vU; lafonkvksa ls Li"Vr% nf‘kZr gS] blfy,] ca/kd&foys[k esa varfoZ"V ‘krsZa ,slh gSa ftlls ;g fu"d"kZ fudysxk fd vihykFkhZ }kjk vfHk/k`fr foof{kr :i ls vH;fiZr dj nh xbZ FkhA mlds fy, djkj dh fo|ekurk ds v/khu tc i{kdkjksa }kjk vius ijLij vf/kdkjksa vkSj nkf;Roksa ls iwjh vfHkKrk ls viuh vofLFkfr esa ifjorZu fd;k] foca/k dk fu;e ykxw gksxkA bl Hkk¡fr vihykFkhZ ca/kd dh fo"k;&oLrq vFkok mlds v/khu mn~Hkwr laca/k ij fookn djus ls focaf/kr FkkA D;ksafd vH;i.kZ foca/k ij vk/kkfjr gS] i{kdkjksa dk vk‘k; vf/kd egRoiw.kZ ugha gksxkA bl ekeys esa Hkh ca/kdnkj dk Li"V vk‘k; dsoy mlh gSfl;r esa viuk fgr izfr/kkfjr djus dk Fkk] vfHk/kkjh dh Hkk¡fr ughaA i{kdkjksa us viuh vofLFkfr ifjofrZr dhA u;k laca/k l`ftr fd;k x;kA ml ij vey gqvkA vkSj ekeys dh bl n`f"V ls gekjh jk; gS fd mPp U;k;ky; viuh jk; esa lgh FkkA ¼1991½3 ,l lh lh 464] ¼2001½5 ,l lh lh 51 rFkk ¼1984½4 ,l lh lh 382 izHksfnrA ¼1997½9 ,l lh lh 244 voyafcrA mPp U;k;ky; dk fu.kZ; vfHkiq"VA ¿ iSjk 21] 24 ,oa 33 ¼2½ LFkku fu;a=.k vf/kfu;e] 1961 ¼e-iz-½ && /kkjk 12¼1½ && vfHk/kkjh ds vf/kdkj && loksZifj [kaM }kjk lajf{kr gS && rFkkfi] ,sls vf/kdkj miyC/k gksaxs ;fn vfHk/k`fr pkyw jgsxh && tSls&gh vfHk/kkjh] vfHk/kkjh ugha jgrk && rRi‘pkr~ vf/kfu;e ykxw ugha gksrkA ¿ iSjk 13 ¼3½ laifÙk varj.k vf/kfu;e] 1882 && /kkjk 58¼?k½] 59] 62 rFkk 83 && jftLVªhd`r Hkksxca/kd && vof/k lekIr gqbZ && ca/kddrkZ] ekspu vkSj dCts ds fy, okn Qkby dj ldrk gS vFkok /kkjk 83 ds v/khu jde U;k;ky; esa fuf{kIr dj ldrk gSA ¿ iSjk 15 ,oa 16
Sinha, J. -- 1. Leave granted.
2. This appeal is directed against the judgment and decree dated 5.5.2006 passed by the High Court of Madhya Pradesh, Indore Bench at Indore in Second Appeal No.474 of 2001 whereby and whereunder the judgment and decree dated 16.8.2001 passed by the District Judge, Jhabua in Civil Regular Appeal No.4-A/1999 arising out of the judgment and decree dated 23.12.1998 passed by Civil Judge Class 1, Jhabua in Civil Suit No.1-A/1997, was reversed. Respondent admittedly is the owner of the premises in suit. Appellant was a tenant under him. Respondent, however, executed a deed of usufructuary mortgage in favour of the appellant on or about 1.10.1986, the relevant portions whereof read as under:
"Therefore, I hereby mortgage with possession (Kabza Girvi) the entire portion of the ground floor of my aforesaid house for a sum of Rs.25,000/- with you mortgagee. I the mortgagor have received the mortgage money Rs.25,000/- from you the mortgagee by cheque as mentioned above and that now no mortgage money is due or payable and possession of the ground floor of the suit house has been delivered to you.
As the ground floor of the aforesaid house is in possession of you the mortgagee no interest would be payable on the aforesaid amount. You may keep on using the ground floor in lieu of interest and I will have no objection thereto.
I shall keep on paying the house tax and other taxes payable in respect of the house.
The period for redemption of the ground floor of the said house has been settled between the parties for 10 years. Before the expiry of ten years I the mortgagor shall not be entitled to get the ground floor of the said house redeemed from the mortgage held by you and the mortgagee.
After ten years on payment of the entire mortgage money you the mortgagee shall vacate the house and deliver it.
In the event of failure to pay the entire mortgage money within ten years you the mortgagee shall have the right to get the mortgaged house auctioned through Court and to recover your entire mortgage money due and I shall have no objection thereto.
In case of any accident to the house you the mortgagee shall be entitled to recover the entire mortgage money from the open land and if the entire mortgage money is not realized from open land the balance amount may be realized personally from me or from my other property and I shall have no objection thereto.
If any person makes a claim in respect of this house I the mortgagor shall be responsible for it, if for any reason you the mortgagee shall be responsible for it. If for any reason you the mortgagee is deprived for the possession of the said house or any portion thereof you can recover the money paid by you with expenses personally from me or from my other property and I shall have no objection thereof.
I, the mortgagor need money to purchase this mortgaged house and therefore, I have obtained money from you by cheque."
3. The said document was an unilateral one it was, however, preceded by an agreement of mortgage which is in the following terms:
"2. I, Smt. Sagarbai w/o Narayan Singh Solanki, I am purchasing this house. For this purpose I am taking Rs.25,000/- by cheque from Shri Tarachand Gadia towards mortgage of shop. The registered-deed being in my name I shall mortgage the three rooms of the lower portion in which you are running the shop at present, with you. I shall not pay any kind of interest on Rs.25,000/- and shall not take rent of the shop."
4. The said document was also an unilateral one. Appellant admittedly gave to the respondent the aforementioned sum of Rs.25,000/-. It is also not in dispute that no rent was demanded or paid to the respondent by the appellant since execution of the said Deed of Mortgage. On expiry of 10 years from the date of mortgage, a notice was issued for redemption of mortgage and delivery of possession.
5. As the demand contained in the said notice was not acceded to, a suit for redemption of the mortgage was filed by the respond
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