1995 JLJ 511
R.D. Shukla, J.
Poonamsingh v. Kamla and others
Misc. Appeal No. 100 of 1986; against the award passed by Shri M. Sharan, Member Accident Claims Tribunal, Dhar, in Claim Case No. 17 of 1984;
Decided on 25.1.1995.
(2) Motor Vehicles Act, 1939 -- S. 96 -- tractor insured for agricultural purpose -- transportation of agricultural produce with purchaser of such produce to destination -- purpose is not changed -- purchaser of produce dying in accident -- insurer is liable to make good the loss.
The agricultural purpose would not only mean the cultivation of the land and sowing of the seeds but it includes harvesting, taking of the crop to the threshing ground, then to the godown and to the mandi for the purpose of the sale of the agricultural produce.
If a owner of the motor tractor carries the agricultural produce to the market for the purpose of sale, it cannot be said that he is using the vehicle for commercial purpose as the sale of agricultural goods or products is an essential part of agricultural operations.
It is a matter of common experience that the agricultural produce are taken to mandi or to the Market for the purpose of whole-sale or there may be a contract between the producer and the purchaser in wholesale that the producer of the agricultural goods may supply it to the person on token. This all will be deemed to be used for agricultural purpose. [Paras 11 to 13
(3) Motor Vehicles Act, 1939 -- S. 96 -- insured tractor -- can be hired for agricultural purpose -- insurer is liable for the loss ill accident during such operation. [Para 15
(4) Motor Vehicles Act, 1939 -- S. 96 -- owner of goods travelling in goods vehicle with his goods -- insurer is liable for any loss which may be caused to him due to accident. 1987 ACJ (I) 1 relied on. [Paras 15 & 18
¼1½ ‘‘kCn rFkk okD; && ‘‘kCn ^^d`f"kd iz;kstu** && vFkZ Hkwfe dh tqrkbZ rFkk cht cksus rd gh lhfer ugha gS && Qly dVkbZ] Qly dks [kfygku] xksnke rFkk foØe ds fy, eaMh ys tkuk mlds varxZr vkrs gSaA ¿ iSjk 11
¼2½ eksVj ;ku vf/kfu;e] 1939 && /kkjk 96 && VªSDVj d`f"kd iz;kstu ds fy, chfer && d`f"kd mit dk ,slh mit ds Øsrk lfgr xarO; rd ifjogu && iz;kstu dk ifjorZu ugha gqvk && mit ds Øsrk dh nq?kZVuk esa e`R;q && chekdrkZ gkfu dh iwfrZ ds nkf;Rok/khu gSA
d`f"kd iz;kstu dk vFkZ Hkwfe dh tqrkbZ rFkk cht cksuk gh ugha gksxk] mlesa Qly dh dVkbZ] Qly dks [kfygku] fQj xksnke rFkk d`f"k&mit ds foØ; ds iz;kstu ds fy, eaMh ys tkuk lfEefyr gSA
;fn eksVj VªSDVj dk Lokeh foØ; ds iz;kstu ds fy, d`f"kd mit cktkj ys tkrk gS rc ;g ugha dgk tk ldrk fd og ;ku dk mi;ksx okf.kfT;d iz;kstu ds fy, dj jgk gS D;ksafd d`f"k eky vFkok mit dk foØ; d`f"k deksZa dk vko‘;d Hkkx gSA
;g lkekU; vuqHko dk fo"k; gS fd d`f"kd mit Fkksd fcØh ds iz;kstukFkZ eaMh vFkok cktkj ys tkbZ tkrh gS vFkok mRiknd rFkk Fkksd esa Øsrk ds e/; lafonk gks ldrh gS fd d`f"kd eky dk mRiknd mls Vksdu ij O;fDr dks iznÙk djsxkA ;g lc d`f"kd iz;kstu ds fy, mi;ksx ekuk tk,xkA ¿ iSjk 11 ls 13
¼3½ eksVj ;ku vf/kfu;e] 1939 && /kkjk 96 && chfer VªSDVj && d`f"kd iz;kstu ds fy, HkkM+s ij fy;k tk ldrk gS && ,sls deZ ds nkSjku nq?kZVuk esa gkfu ds fy, chekdrkZ nk;h gSA ¿ iSjk 15
¼4½ eksVj ;ku vf/kfu;e] 1939 && /kkjk 96 && vius eky ds lkFk eky ;ku esa ;k=k djus okyk eky dk Lokeh && nq?kZVuk ds dkj.k mls dkfjr gks ldus okyh fdlh Hkh gkfu ds fy, chekdrkZ nk;h gSA 1987 , lh ts ¼1½ 1 voyafcrA ¿ iSjk 15 rFkk 18
1. This appeal is directed against the award dated 21.1.1986 of M.A.C.T. Dhar passed in Claim Case No. 17/84 whereby the claimant/respondents No.1 to 7 have been awarded a compensation of Rs. 42,000/- for the death of Khurpia, husband of respondent No.1 and father of respondents No.2 to 7 in a motor accident on 8.12.83 on the Manwar Singhana road, absolving the respondent No. 9 of the liability of payment of compensation and the appellant/owner of the vehicle was directed to make good the loss.
2. The brief history of the case is that deceased Khurpia was dealing with the whole sale business of seasonal fruits like Banana, etc. He used to purchase unripe bananas and on getting them ripe on furnace, used to sell them. On the date of accident, deceased Khurpia had purchased bananas in whole-sale from Non applicant No.2 (appellant here), the owner of the tractor and was carrying it to village Signhana in the tractor and trolly. He was also occupying one seat in the tractor & trolly as the owner or the goods. One Ballu was also travelling along with him in the tractor. The tractor was rashly and negligently driven by non-applicant No.1 (Res No.8 here). The tractor turned turtle. Deceased Khurpia fell down, sustained injuries, was taken to hospital and was declared dead. The matter was reported and criminal case was registered against the N.A. No.1 (respondent No.8 here).
3. It was further claimed that Khurpia was earning nearly Rs. 500/- P.M., he was aged 45 years and all these claimants who are the wife and children of the deceased were wholly dependant on the deceased and they had to suffer loss of consortium, mental agony and loss of love and affection, as such they claimed Rs. 1,22,000/- as compensation.
The tractor was insured with non-applicant No.3 (respondent No.9 here).
4. The claim case was resisted by non-applicants (appellant and respondent No.9 here). Firstly they denied the fact of rash and negligent driving including the income of Khurpia and the dependency of the claimants.
5. Respondent No. 9 Insurance Company further claimed that the tractor was insured for agricultural purpose and since it was being used for purpose other than agriculture and as such they arc not liable to make good the loss.
6. Learned tribunal after considering the evidence came to a conclusion that claimants i.e. respondents No.1 to 7 are entitled to a compensation of Rs. 42,000/- with interest at the rate of 6% p.a. and by accepting the plea of Insurance Company, absolved it from responsibility. The owner of the vehicle was directed to pay the compensation. Hence this appeal by the owner of the vehicle.
7. The contention of the learned counsel for the appellant is that the appellant himself has sold the fruits which were being carried to a destination as contracted the purchaser of the agricultural goods was accompanying the goods in the tractor and, therefore, it should be deemed to be in agricultural use.
8. As against it, the learned counsel for respondent/Insurance Company has submitted that the tractor though insured for agricultural purpose was being used for commercial purpose as such they are not responsible for making good the loss. Learned counsel for respondents No.1 to 7 has also contributed to the submissions of appellant with a qualification that in any way the respondent claimants maybe directed to be paid by any of the non-applicants in the decision of the Court.
9. The learned counsel for the appellant has drawn the attention of this Court to the fact that the vehicle was a tractor & trolly and insured as such since the use was for commercial purpose as such there was breach of condition.
10. As against it, the learned counsel for respondent Insurance Company has submitted that since the owner of the tractor himself was the producer of bananas, he had sold it in wholesale to the deceased and was taking the produce to a destination disclosed by the purchaser and in the presence and occupation of the purchaser, and, t
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