2024:APHC:2999 HIGH COURT OF ANDHRA PRADESH TUESDAY ,THE THIRTIETH DAY OF JANUARY TWO THOUSAND AND TWENTY FOUR PRSENT THE HONOURABLE SRI JUSTICE VENUTHURUMALLI GOPALA KRISHNA RAO FIRST APPEAL NO: 660 OF 2008 Between:

1. K. Saraswathi W/o. Erama Reddy R/o.196, Type TTDs Quarters, Tirumala, Chittoor District ...PETITIONER(S)

AND:

1. G. Munilakshmamma W/o. T. Brahmananda Reddy R/o. D.No.19-9-29/B, Lakshmipuram Tiruchanur Road, ...RESPONDENTS Counsel for the Petitioner(s): MAHESWARA RAO KUNCHEAM Counsel for the Respondents: P HEMACHANDRA The Court made the following: ORDER

2024:APHC:2999 THE HON’BLE SRI JUSTICE V.GOPALA KRISHNA RAO APPEAL SUIT No.660 OF 2008 JUDGMENT: -

This Appeal, under Section 96 of the Code of Civil Procedure [for short ‘the C.P.C.’], is filed by the Appellant/plaintiff challenging the Decree and Judgment, dated 02.06.2008, in O.S. No.244 of 2003 passed by the learned Additional Senior Civil Judge, Tirupati [for short ‘the trial Court’]. The Respondent herein is the defendant in the said Suit.

2. The appellant/plaintiff filed a Suit for recovery of a sum of Rs.4,07,100/- being the principal and interest due on a promissory note dated 25.03.2000 executed by the defendant in favour of plaintiff for Rs.2,95,000/- and for costs.

3. Both the parties in the Appeal will be referred to as they are arrayed before the trial Court.

4. The brief averments of the plaint, in O.S. No.244 of 2003, are as under:

The defendant borrowed an amount of Rs.2,95,000/- from the plaintiff on 25.03.2000 to meet her family expenses and executed a

2 VGKRJ promissory note on the same day in favour of plaintiff agreeing to repay the same with interest at 24% per annum. But inspite of demands made by the plaintiff, defendant did not choose to pay any amount and has been postponing the same on one pretext or other. Plaintiff got issued a legal notice to defendant on 08.10.2001. The defendant received the same and gave a reply with false averments and failed to repay the amount. Hence, the plaintiff is constrained to file the suit.

5. The defendant filed a written statement by denying all the averments mentioned in the plaint and further contended as under: -

The plaintiff is a stranger to the defendant and she never borrowed any amount from her and she being an employee drawing hand some salary and she has no necessity to borrow money from the plaintiff. She further contend that she worked at various places and she was working at Thukivakam from 09.08.2000 and was residing in house bearing D.No.19-9-29/B, Lakshmipuram, Tiruchanoor road, Tirupati. Prior to that, she worked at Pattiputtur of Vadamalapet from 28.11.1994 to 25.05.2000.

3 VGKRJ ii) The defendant further contend that her husband conducted private chits in Tirumala during 1996 and one Lakshmi, resident of Tirumala was a subscriber of chits. She got the chit worth of Rs.30,000/- in the auction dated 10.12.1996 when she agreed to forego Rs.6,000/-, but the husband of the defendant could not arrange the prize money, thereby the said Lakshmi has obtained two pronotes from the defendant, who is an employee towards the security of said prize amount. Out of the said two pronotes only one pronote was filled up and the other one is a blank pronote. The husband of defendant went to Gulf country and paid the prize money to said Lakshmi, but she failed to return the pronotes. The defendant has contend that she has got two letters written by said Lakshmi to prove the above chit transaction and as the said Lakshmi failed to return the pronotes, the defendant got issued a legal notice to said Lakshmi and Kumar on 29.09.2003. Even though both of them are staying in the same house, the notice addressed to the said Kumar was served and Lakshmi Could get the notice returned unserved, therefore, the defendant filed a private complaint before II Additional Munsif Magistrate, Tirupati which was referred to police and after completing the investigation the police have filed

4 VGKRJ charge sheet against said Lakshmi and