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2022 Supreme(Online)(Bom) 291

HIGH COURT OF BOMBAY
SHRIKANT D. KULKARNI, J
United India Assurance Company Ltd. – Appellant
Versus
Yashodabai w/o Radhakishan Lokhande – Respondent


Advocates:
For the Appellants/Petitioners: Mr Swapnil Rathi
For the Respondents: Mr Swapnil M. Mule, Mr R.V. Gore, Mr B.R. Kedar

Table of Content
1. insurance company's liability disputed on compensation (Para 1)
2. arguments surrounding coverage of cleaner under policy (Para 3 , 4 , 5)
3. court observed that additional premium covered cleaner's risk (Para 6 , 7)
4. legal position clarified regarding employee coverage (Para 9)

ORAL JUDGMENT :

1, The insurance company has disputed its liability to pay the compensation determined in M.A.C.P. No. 324/2004 by the M.A.C.T., Jalna.

2. Heard Mr Swapnil Rathi, learned counsel for the appellant, Mr Swapnil Mule holding for Mr R.V. Gore, learned counsel for respondent Nos. 1 to 6 and Mr B.R. Kedar, learned counsel for respondent No. 8.

3. Mr Rathi, learned counsel for the appellant/insurance company invited my attention to the impugned Judgment passed by the Tribunal. He submitted that the deceased was travelling in a tipper bearing registration No. MH 10 A 6700 as a cleaner. The tipper was insured with the appellant. It was a ‘Act policy’ and thereby covering third party risk. He invited my attention to the insurance policy of the vehicle (tipper) vide Exh. 37. He pointed out that schedule of premium and submitted that risk of the cleaner is not covered. The Tribunal has com

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