MAHARASHTRA STATE CONSUMER DISPUTES REDRESSAL COMMISSION, MUMBAI
D. R. Shirasao (Presiding Judicial Member)
Complainant – Appellant
Versus
Opponent No. 1 – Respondent
1. Complainant has filed this complaint for getting insurance claim from opponent alongwith other reliefs
2. Brief facts of the case are as under:
Opponent No. 1 through its Agent, opponent No. 2 had taken the tanker vessel owned by complainant named - MT CRYSTAL for all risks under Marine Hull Insurance policy. Complainant was required to pay total premium of Rs.6,72,528 to opponents and the same was payable in quarterly instalment of Rs.1,68,132. Accordingly on 6.11.2006 complainant had paid first instalment of amount of premium by cheque to opponent and thereafter insurance policy had come into effect on 9.11.2006. In that respect the proposal form was given by complainant to opponent No. 1 on 23.11.2006. While giving proposal form general particulars were required to be submitted by complainant. As per this column, information regarding accidents to the vessels owned by complainant during last three years was required to be mentioned. However, as no accident had taken place with any of the vessels of complainant, complainant submitted that, 'the column is not applicable to complainant' and left other columns blank. Relied to that information opponent No. 2 being broker in providi

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