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HIGH COURT OF BOMBAY
Bharati Dangre, Manjusha Deshpande, JJ
C.P.Ravindranath Menon – Appellant
Versus
United India Insurance Company Limited – Respondent
| Table of Content |
|---|
| 1. petitioner's claims rejected for exceeding policy submission timelines. (Para 1 , 2 , 3 , 4 , 5) |
| 2. parties argue time-limits citing sanjesh; void per section 28 ica. (Para 6 , 7 , 8) |
| 3. policy time-bars extinguish rights, void under section 28(b) ica. (Para 9 , 10) |
| 4. writ allowed; insurer to reimburse claims with interest. (Para 11) |
ORAL JUDGMENT [PER BHARATI DANGRE, J.]
1. In availing the benefit of Group Health Insurance, the Petitioner placed his claim before his employer i.e. Export Import Bank of India through his communication dated 24/05/2022.
The four claims for distinct period on behalf of the Petitioner himself and in respect of his spouse, aggregated to Rs.1,13,487.49/-.The communication also requested processing by the TPA/Insurance Company. Since this claim is turned down by United India Insurance Co. Ltd., by relying upon the time-lines set out in the insurance policy, the Petitioner is before us, seeking the relief of quashing and setting aside of the decision of the Insurance Company, rejecting the claim of the Petitioner on the ground that it is time barred.
2. By consent of the parties, we issue Rule, which is made returnable forthwith.
The Petitioner
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