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2025 Supreme(Online)(Cal) 3050

CALCUTTA HIGH COURT
Ananya Bandyopadhyay, J
Mamoni Hansda Alias Mamani Hansda – Appellant
Versus
National Insurance Company Ltd. – Respondent
FMA 836 of 2022 | M.A.C. Case No. 106 of 2020



Advocates:
For the Appellant/Petitioner: Mr. Jayanta Kumar Mondal, Mr. Sayantan Rakshit
For the Respondents: Ms. Sucharita Paul

Judgment emphasizes the need for accurate income assessment and application of proper multipliers in compensation claims for minors injured in accidents.

Headnote:(A) Motor Vehicles Act, 1988 - Section 166 - Appeal against judgment on compensation and assessment of income for minor victim - The tribunal incorrectly deducted 1/3rd from income for personal expenses and inadequately assessed income; future prospects should consider age and severity of injury. (Para 5)

(B) Assessment of Compensation - Future medical expenses must be taken into consideration; multiplier should reflect age accurately - Compensation modified from Rs. 5,41,840 to Rs. 9,50,542.40 with interest due as per law. (Para 6)

Facts of the case:
The appeal concerns the adequacy of compensation awarded for injuries sustained by a child in an accident resulting in significant disability. The tribunal's award was challenged on several grounds, including income assessment and deduction for personal expenses.

Findings of Court:
The court found the tribunal's assessment flawed and increased the compensation to provide just relief considering the ongoing impact of the injury on the child's life.

Issues: The main issues included the correctness of income assessment, the application of a proper multiplier, and the consideration of future medical expenses.

Ratio Decidendi: The court reiterated that deductions for personal expenses were inappropriate in this context, and age-appropriate multpliers must be applied in compensation calculations.

Result: The appeal was allowed, modifying the compensation award.

Table of Content
1. arguments regarding compensation assessment (Para 3 , 4)
2. court's observations on compensation adequacy (Para 5 , 6)

Ananya Bandyopadhyay, J:

1. The Learned Advocates representing the respective parties are present in Court.

2. The instant appeal had been filed against the judgment and award dated 24th November, 2021 passed by the Learned Judge, Motor Accident Claims Tribunal, Additional District & Sessions Judge, RD Court, Paschim Medinipur in M.A.C. Case No. 106 of

2020.

3. Learned Advocate representing the appellant/claimant submitted to have filed the instant appeal on the ground that the Learned Tribunal in assessing the monthly income of the victim aged 8 years to have incurred an accident suffering physical disablement to the extent of 60% having his right leg amputated. It was further submitted that the Learned Tribunal had deducted 1/3rd of the monthly income towards personal expenses which was incorrectly deducted. Moreover, the monthly income of the victim was inadequately assessed as Rs. 3000/- in case of computing the compensation with regard to the accident occurred in the year 2019. The Learned Advocate representing the appellant/claimant further submitted that a meagre amount was granted by the Learned Tribunal towards loss of amenities as well as pain and suffering. Moreover, the future prospect was granted to the extent of 30% instead of 40% with regard to the age of the victim at the time of the accident.

4. The learned Advocate representing the respondent No.1/Insurance Company submitted that the Hon’ble Supreme Court in number of judgments did not grant future prospect in case of a child who had suffered an accident Applying the same principle of non-grant of future prospect the instant case should be similarly adjudicated. It was further submitted that the multiplier assessed by the Learned Tribunal was 18 instead of 15 with regard to the age of the victim on the date of the accident.

5. Since, the occurrence of the accident, involvement of the offending vehicle, driving licence, route permit and insurance policy etc. have not been disputed by the Learned Advocate representing the respondent No.1/insurance company, this Court restricts itself only to the extent of issues agitated by the respective parties. The compensation towards future prospect in case of the victim to have suffered an injury to the extent of 60% having his right leg amputated should not be denied. The Learned Tribunal should not have deducted 1/3rd towards personal expenses in assessing the compensation dealing with the injury to have been suffered by the victim. The multiplier in accordance with the age of the victim should have been 15 instead of 18. The Learned Tribunal should have considered the pain and trauma suffered by a 8 year old boy to his detriment throughout his entire lifetime, therefore, the aspect towards future medical expenses must also been taken into consideration.

6. Considering the observations of the Hon’ble Apex Court in National insurance company Ltd. Vs. Pranay Shetty & Anr1 and Sarala Verma & Ors. Vs. Delhi Transport Corporation & Anr.2 The impugned award of Rs. 5,41,840/- is modified as follows:

1 2017(4)TAC 673(S.C)

2 (2009) 6 SC 121

M F D M L L E Monthly Income (Rs. 227 x 26) Annual income ultiplier to be “15” uture Prospect to be added( 40%) isability 60% edical Expenses oss of amenities Future medical expenses ess ntitlement Rs. 5,902/- x 12 Rs. 70,824/- X 15 Rs. 10,62,360/- Rs. 4,24,944/- Rs. 14,87,304/- Rs.8,92,382.40p/ Rs. 1,00,000/- __________________ Rs. 9,92,382.40P Rs. 3,00,000/- Rs. 2,00,000/- _________________ Rs. 14,92,382.40P Rs. 5,41,840/- ________________ Rs.9,50,542.40P

7. The Learned Advocate for the appellants/claimants submitted that the appellant/claimant has withdrawn a sum of Rs. 5,41,840/- along with interest from the date of filing of the application under Section 166 of the Moto

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