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2025 Supreme(Online)(Cal) 3525

CALCUTTA HIGH COURT
AMRITA SINHA, J
DINESH KUMAR JAISWAL – Appellant
Versus
THE STATE OF WEST BENGAL & ORS. – Respondent
CONSTITUTIONAL WRIT WPO No.501 of 2025



Advocates:
For the Appellants/Petitioners: Mr. Rupak Ghosh, Ms. Sweta Gandhi, Mr. Anirban Roy, Mr. Sutanu Chakrabarti, Mr. Debjit Basu
For the Respondents: Mrs. Papiya Banerjee Bihani, Mr. Ajit Kumar Mishra, Mr. Suprovat Banerjee, Mr. Abhishek Dey, Mr. Shashwat Nayak, Ms. Rituparna Sanyal, Ms. Antalina Guha

Tenants must seek relief from the Debts Recovery Tribunal and cannot approach the writ court for tenancy disputes under SARFAESI Act.

Headnote:The petitioner, claiming to be a pre mortgage tenant, challenges an order under the SARFAESI Act obtained by a bank for possession. The petition asserts that the tenancy was not disclosed. The landlord acknowledges the tenancy, indicating an application is pending at the Debts Recovery Tribunal. The bank contests writ jurisdiction. The Court finds the tenant's claim pertinent but advises pursuing remedies before the Tribunal. The writ petition is dismissed without further processes, and parties may seek copies of the order.

Table of Content
1. tenant's claim of tenancy under sarfaesi act. (Para 2 , 3 , 4 , 5)
2. jurisdictional issues concerning tenancy disputes. (Para 6 , 7)
3. court guidance on pursuing relief through appropriate channels. (Para 8 , 9)
4. conclusion and disposal of writ petition. (Para 10 , 11 , 12)

1. Supplementary affidavit filed on behalf of the petitioner in Court today be taken on record.

2. The petitioner claims to be a tenant of a property in respect of which order has been passed under the provisions of the SARFAESI Act in favour of the bank for obtaining possession on account of non payment of the loan amount.

3. The sheet anchor of the petitioner’s submission is that the petitioner is a pre mortgage tenant. The bank obtained order under Section 14 of the SARFAESI Act completely suppressing the fact of tenancy.

4. Prayer has been made to set aside any step taken by the bank to oust the petitioner from the tenanted premises without taking due recourse of law.

5. The landlord admits the petitioner as pre mortgage tenant. The loan agreement has been produced before this Court wherein the fact of tenancy is mentioned.

6. Learned advocate representing the landlord submits that an application under Section 17 of the Act is pending consideration before the Debts Recovery Tribunal and an interlocutory application will be filed by the landlord before the Tribunal challenging the order passed by the Magistrate under Section 14 of the Act.

7. Learned advocate representing the bank submits that the writ Court does not have the jurisdiction to decide the issue. Provision of Section 17 (4A) of the SARFAESI Act has been relied upon. It has been submitted that the petitioner ought to approach the Tribunal for relief but the writ Court is not the competent forum to adjudicate the issue of tenancy.

8. Upon hearing the submissions made on behalf of all the parties, it appears that, admittedly, an application under Section 17 of the SARFAESI Act at the instance of the landlord is sub-judice before the Tribunal. The petitioner claims to be a tenant under the said landlord. The petitioner claims to have documents to prove that he is a pre mortgage tenant.

9. It will be open for the petitioner to approach the Tribunal for necessary reliefs. In the event the petitioner makes an application, the Tribunal shall endeavour to decide the same at the earliest, preferably prior to the execution of the order under Section 14 of the SARFAESI Act .

10. The writ petition stands disposed of.

11. As the writ petition is disposed of without calling for any affidavit, the allegations made therein are deemed not to have been admitted by the respondents.

12. Urgent photostat certified copy of this order be supplied to the parties, if applied for, upon compliance of all legal formalities.

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