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WEST BENGAL STATE CONSUMER DISPUTES REDRESSAL COMMISSION, KOLKATA
Shyamal Gupta Presiding (Member)
Sujoy Chatterjee v. Reliance Nippon Life Insurance Co. Ltd.
| Table of Content |
|---|
| 1. facts regarding the issuance and claim process of insurance policies. (Para 1 , 2) |
| 2. prayer for financial compensation and litigation expenses. (Para 3) |
| 3. analysis of material facts and suppression concerning prior policies. (Para 5 , 6 , 7) |
| 4. cultural assertions concerning full disclosure and obligations in insurance. (Para 8) |
1. The fact of the Complaint Case in brief is that on 31.07.2015 and 24.8.2015, the Opposite party issued 3 (three) life insurance policies, in favour the Complainant's father, Sujit Kumar Chatterjee, who was the policy Holder and the Life Insured under the Policies being policy numbers 52287399, 52287392 and 52339067 and sum assured 10,50,000, 3,50,000 and 10,50,000 respectively. That the Complainant was the Nominee under the Policies. That the term of the Policies was 10 (ten) years, i.e., till 31.7.2025 and 24.8.2025. That on 26.7.2015/27.7.2015, i.e., prior to issuance of all the Policies, the Opposite Party subjected the Life Insured to multiple medical examinations / tests at the Opposite Party's own empanelled diagnostic centers and as per the Opposite Party's requirements. The Opposite Party subjected the Life Insured to medical exa
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