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WEST BENGAL STATE CONSUMER DISPUTES REDRESSAL COMMISSION, KOLKATA
A, J, B, CJ
LIC – Appellant
Versus
Subhash Chandra Bose (deceased) – Respondent
| Table of Content |
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| 1. the case revolves around a claim denial based on alleged suppression of facts. (Para 1 , 2) |
| 2. the court's reasoning centers on the obligation of disclosure and its effects on claim legitimacy. (Para 5 , 6) |
| 3. the decision affirms the lower court's ruling and addresses the compensation adjustment. (Para 7 , 8) |
1. This Appeal is directed against the order dated 29.6.2016 of the Ld. DCDRC, Siliguri passed in CC / 118/2013 by the O.P / Appellant.
2. The Complaint Case germane in the petition is that the husband of the Complainant Subhash Chandra Bose (since deceased) had taken LIC’s Jeeven Saral (with profit) Policy from OP No. 4 being Policy No. 455154367 for a period of 27.7.2009 to 27.7.2024. The husband of the Complainant paid premium of Rs. 6125 The Complainant was the nominee of the said LIC’s Jeevan Saral Policy. On 25.1.2012 husband of the Complainant became ill and was diagnosed “acute Cerebellar Hemorrhage with Intraventricular Extensionâ€. He was died on 3.2.2012 due to acute cerebral hemorrhage at Touch Nursing Home, Jalpaiguri. Thereafter, the Complainant filed claim before the OP No. 4. On 4.4.2013, OP No. 3 issued a letter to the complainant for re
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