IN THE HIGH COURT AT CALCUTTA (Constitutional Writ Jurisdiction)

APPELLATE SIDE Present:

The Hon’ble Justice Krishna Rao WPA No. 27289 of 2025 Mahua Bhaumik Versus Union of India & Ors. Mr. Kumarjit Banerjee Ms. Akansha Chowdhury Mr. Subhamoy Karmakar Ms. Sayani Barman .....For the petitioner.

Ms. Amrita Pandey Mr. Subit Majumdar Ms. Sayanwita Auddhya Mr. Dinesh Barman .....For the U.O.I.

Ms. Suchishmita Ghosh …For the respondent no. 2.

Ms. Sonia Nandy …For the respondent no. 3.

Mr. Sayak Ranjan Ganguly Ms. Srijani Ghosh Ms. Indrani Majumdar .....For the respondent nos. 5, 6, 8 & 14.

Ms. Akshita Singh …For the respondent no. 9.

Ms. Soni Ojha …For the respondent no. 10.

Ms. Sambrita B. Chatterjee …For the respondent no. 11.

Mr. Avishek Guha Mr. Subhajit Das Ms. Sonal Agarwal .....For the respondent nos. 12.

Hearing Concluded On : 12.12.2025 Judgment on : 16.12.2025 Krishna Rao, J.:

1. The petitioner has filed the present writ application praying for a direction upon the respondents for consideration of the representations submitted by the petitioner for initiation of revival and rehabilitation process in respect of her loan accounts in accordance with the Reserve Bank of India’s Framework for