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2026 Supreme(Cal) 65

IN THE HIGH COURT AT CALCUTTA
Biswaroop Chowdhury, J.
Santu Kumar Patra & Ors. - Appellant
Versus
National Insurance Company Limited - Respondent
F.M.A. 2932 of 2015
Decided On : 22-05-2026

Advocates:
Advocate Appeared:
For the Appellants : Mr. Krishanu Banki, Adv. Mr. Thatagata Banik, Adv.
For the Respondents/Insurance Co.: Ms. Sucharita Paul, Adv.

In motor accident compensation claims, a police charge-sheet is sufficient evidence of a vehicle's involvement if it inspires confidence. An insurer holding leave under Section 170 failing to summon the driver or owner to rebut such evidence cannot defeat a legitimate claim by pleading procedural technicalities.

Headnote:(A) Motor Vehicles Act, 1988 - Sections 166 and 170 - Death in motor accident - Claim for compensation - Involvement of vehicle - Burden of proof - Held, when police authority after investigation submits a charge-sheet identifying the offending vehicle, the same cannot be discarded as perfunctory without examining the investigating officer - Proof beyond reasonable doubt is not required in claims under this beneficial legislation, and findings can be arrived at based on preponderance of probability. (Paras 13, 20, 25)

(B) Evidence - Charge-sheet - Reliability - Where an insurance company, despite obtaining leave under Section 170, fails to summon the driver or the owner to rebut the allegations of rash and negligent driving or to disprove the involvement of the vehicle, the court is left with no alternative but to accept the version of the claimants in the absence of evidence to the contrary. (Paras 21, 24)

Facts of the case:
The appellants, as legal heirs of a deceased police officer, sought compensation for his death caused by a motor vehicle accident. The trial court dismissed the claim, noting that the initial report did not record the vehicle number and that there was a delay in the seizure of the vehicle, casting doubt on its involvement. The appellants appealed this decision, asserting the validity of the charge-sheet and the evidence presented.

Findings of Court:
The court observed that once a charge-sheet is filed, it can be relied upon if it inspires confidence. The failure of the insurer to examine the driver or the owner of the vehicle, despite having obtained leave to contest the proceedings, weakened their defense. The evidence, when considered together with the police records, sufficiently established the involvement of the vehicle and the negligence of the driver, satisfying the requirement for compensation under the law.

Issues: Whether the absence of the vehicle number in the initial report and the delay in seizure render the claim unsustainable; and whether the findings in the police charge-sheet are sufficient to establish the involvement of an offending vehicle in the absence of independent eye-witness testimony.

Ratio Decidendi: In cases of motor accident claims, which are governed by beneficial legislation, the court should not adopt a hyper-technical approach. Evidence such as a police charge-sheet is sufficient when it inspires confidence, and the insurer's failure to utilize its legal right to summon the driver or owner to refute the allegations entitles the court to rely on the claimants' evidence based on the principle of preponderance of probability.

Result: Appeal allowed and compensation awarded.

Table of Content
1. establishing the factual background and procedural history of the claim. (Para 1 , 2 , 3 , 4 , 5 , 6 , 7)
2. summary of conflicting arguments regarding negligence and vehicle involvement. (Para 8 , 9 , 10)
3. court’s evaluation of investigative reliability and evidence in road accidents. (Para 11 , 12 , 13 , 14 , 15 , 16 , 17 , 18 , 19)
4. reliance on police charge-sheets and section 170 motor vehicles act proceedings. (Para 20 , 21 , 22 , 23 , 24 , 25)
5. calculation of just and reasonable compensation for loss of dependency. (Para 26)
6. final adjudication and disposal of the appeal with specific orders. (Para 27 , 28)

Judgment :

Biswaroop Chowdhury, J.

1.The appellants before this Court were claimants in a case under Section 166 of the Motor Vehicles Act 1988 and is aggrieved by the Judgment and Award dated 19th day of December 2014 passed by Learned Additional District Judge 5th Court, Burdwan in MAC Case No-37/23.

2. The case of the appellants/claimants before the Learned Trial Court may be summed up thus:-

3. On 03-03-2013 at about 1.15 hrs while victim a constable of Police then attached to Jamalpur P.S. was engaged to duty on foot patrolling along with his other colleague one Maruti Car being No. WNW-3755 which was from Burdwan side towards Kolkata side on NH-2 with high speed hit the victim from his back side resulting severe injuries on his person and victim was admitted in Burdwan Hospital where he died ultimately. The accident took place due to rash and negligent driving by the driver of the vehicle being no. WNW-3755. The victim/deceased was the only earning member of the family and the petitioners solely depended upon him. Due to sudden death of the victim the claimants are in deep financial trouble to maintain their family.

4. Pursuant to the filing of this case notice was issued upon the opposite parties. Opposite party vehicle owner although filed written statement but did not contest the case. Opposite Party Insurance Company filed written statement and petition u/s-170 of the Motor Vehicles Act 1988 and contested the case.

5. ISSUES were framed and evidence was adduced. Learned Trial Judge upon considering the evidence adduced and upon hearing the Learned Advocates was pleased to dismiss the claim case on contest against opposite party National Insurance Co. Ltd. and ex-parte against opposite party vehicle owner.

6. The appellants/claimants being aggrieved by the Judgment and Award passed by the Learned Trial Judge has come up with the instant appeal.

7. Heard Learned Advocate for the appellants claimants and Learned Advocate for the respondent no-1/Insurance Company perused the evidence adduced and materials on record.

8. Learned Advocate for the appellant submits that the Learned Trial Judge erred in not relying upon the evidence of P.W. 2. Sri Dharmendra Mondal charge sheet witness. Learned Advocate further submits that the vehicle owner is cited as charge sheet witness thus the evidence ought to have been relied upon. Learned Advocate also submits that the Insurance Company upon obtaining leave under Section 170 of the Motor Vehicles Act 1988 ought to have examined the driver of offending vehicle in the event there was some doubt. It is submitted by the Learned Advocate that Motor Vehicle Claim legislation being a beneficial legislation Learned Trial Judge ought not to have dismissed the case.

9. Learned Advocate for the respondent no-1 Insurance Company Submits that the FIR maker did not mention the model of vehicle, although he was present when accident took place. Learned Advocate further submits that the accident took place on 03-03-2013 and the vehicle was seized from owner of vehicle on 23-05-2013, thus involvement of vehicle is disputed. Learned Advocate also submits that there is inconsistency between evidence of P.W. 2 and Written Complaint thus the Learned Trial Judge rightly rejected the claim case.

10. The following Judicial decisions were relied upon by the Learned Advocates:-

Sithara

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