1.The above writ petitions are being disposed of by this common order as the issue involved in these petitions is same. However, for the purpose of this order, reference is made to the facts of W.P. No. 3029/2006 (Central Bank of India v. M/s. Sharad Rice Industries).

2. The petitioner by the instant petition has prayed for followed substantial relief : -
"i. That, the Hon'ble Court may kindly be pleased to by writ of certiorari to quash the order dated 19-12-2005 (Annexure P / 1) passed by DRAT Allahabad and the O.4ated 28-9-2001 (Annexure P / 2) passed by DRT Jabalpur.
ii. That, the stricture passed by the Tribunal / Appellate Tribunal against the officers of the Bank may kindly be deleted / struck off in the interest of justice."

3. Briefly stated, facts of the case are that the respondent borrower was sanctioned loan of Rs. 6 lac for construction of rice mill and purchase of plant and machineries and Rs. 5 Lac as Cash Credit (Hypothecation) on 12-10-1987.
The respondent - borrower committed defaults in making repayment. The petitioner - bank filed an original application for recovery of balance of loan account together with interest @ 14.5% p.a. on 14-8-2001 vide Annexure P - 4 in