IN THE HIGH COURT OF CHHATTISGARH AT BILASPUR
BHARTI AXA GENERAL INSURANCE COMPANY LIMITED – Appellant
Versus
NANBAI – Respondent
MAC/537/2018
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1
Digitally
signed 2026:CGHC:5494
by
SHAYNA
KADRI NAFR
HIGH COURT OF CHHATTISGARH AT BILASPUR
MAC No. 537 of 2018
1 - Bharti Axa General Insurance Company Limited Through Authorized
Signatory Sajit Ku. Ray, Aged About 27 Years, R/o Ii Floor, Jeet Towers,
G.E.Road, Raipur, P.S. Azad Chowk, District Raipur, Chhattisgarh (Non-
Applicant No. 3), District : Raipur, Chhattisgarh
… Appellant
versus
1 - Nanbai W/o Lt. Ramsharan Singh Aged About 48 Years R/o
Barbandh, Barbaspur, Tahsil Baikunthpur District Koriya, Chhattisgarh,
District : Koriya (Baikunthpur), Chhattisgarh
2 - Anesh Singh S/o Lt. Ramsharan Singh Aged About 17 Years R/o
Barbandh, Barbaspur, Tahsil Baikunthpur District Koriya, Chhattisgarh,
District : Koriya (Baikunthpur), Chhattisgarh
3 - Umesh Singh S/o Lt. Ramsharan Singh Aged About 14 Years R/o
Barbandh, Barbaspur, Tahsil Baikunthpur District Koriya, Chhattisgarh,
District : Koriya (Baikunthpur), Chhattisgarh
4 - Udesh Singh S/o Lt. Ramsharan Singh Aged About 11 Years R/o
Barbandh, Barbaspur, Tahsil Baikunthpur District Koriya, Chhattisgarh
(Claimants No. 1 To 4), District : Koriya (Baikunthpur), Chhattisgarh
5 - Jagnarayan S/o Jagdev Aged About 28 Years R/o Umjhar, Post
Nagar, P.S. Charcha, Tahsil Baikunthpur, District Koriya, Chhattisgarh
(Non-Applicant No. 1), District : Koriya (Baikunthpur), Chhattisgarh
6 - Chatur Singh S/o Manohar Poya Aged About 62 Years R/o Post
Nagar, P.S. Charcha, Tahsil Baikunthpur, District Koriya, Chhattisgarh
(Non-Applicant No.2), District : Koriya (Baikunthpur), Chhattisgarh
... Respondent(s)
(Cause-title is taken from Case Information System)
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For Appellant :Mr. Shekhar Rao Sahab Amit,
Advocate
SB- Hon'ble Shri Justice Amitendra Kishore Prasad
Order on Board
31/01/2026
1. This appeal has been filed under Section 173 of the Motor Vehicle
Act, 1988, against the award dated 04.02.2017 passed by the
learned Additional Motor Accident Claims Tribunal, Baikunthpur,
District – Koriya (C.G.), in Motor Accident Claim Case No.
43/2015.
2. Facts of the case, in a nutshell, are that the claimants filed an
application under Section 166 of the Motor Vehicles Act, 1988
claiming compensation of Rs. 20,42,000/- under various heads on
account of the death of the deceased in a motor vehicle accident.
It was pleaded that on 13.07.2015 at about 07:30 PM, the
deceased was sitting on his agricultural farm when Non-applicant
No.1 arrived at the spot driving a tractor in a rash and negligent
manner. It was alleged that due to such negligent driving, the
tractor crossed the boundary of the farm, as a result of which the
deceased came under the tractor, which overturned and rolled
over him. The deceased sustained grievous injuries in the said
accident and succumbed to the injuries on the spot. According to
the claimants, the accident occurred solely due to the rash and
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negligent driving of the tractor by Non-applicant No.1, causing
immense mental pain and agony to the claimants besides serious
financial loss due to the untimely death of the deceased. It was
further averred by the claimants that the deceased was the sole
breadwinner of the family and was earning approximately
Rs. 12,000/- per month at the time of the accident. However, no
documentary evidence was produced to substantiate the said
income. The age of the deceased was stated to be about 52 years
at the time of death. The claimants also asserted that the incident
was duly reported to the police, pursuant to which a criminal case
was registered. It was stated that the driver of the offending
vehicle was arrested and was produced before the concerned
Magistrate, thereby supporting the version of the claimants
regarding the occurrence of the accident and the involvement of
the offending vehicle. Non-applicant Nos.1 and 2 filed their reply
denying the allegations made in the claim petition. They
contended that the accident did not occur due to rash or negligent
driving and further pleaded that the driver was holding a valid and
effective driving licence at the relevant time. It was also averred
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