Digitally signed by SHAYNA KADRI NAFR HIGH COURT OF CHHATTISGARH AT BILASPUR Reserved for orders on : 11.09.2025 Order passed on : 19.11.2025 MAC No. 1780 of 2018

1 - The United India Insurance Company Limited Through Divisional Manager United India Insurance Company Limited Kutchery Chaowk ,jail Road Raipur ,district Raipur Through Authorised ,signatory Divisional Manager ,divisional Office ,2nd Floor Guru Kripa Towers Vyapar Vihar Road Bilaspur Chhattisgarh., District : Bilaspur, Chhattisgarh --- Appellant versus

1 - Dhananjay Kumar Gupta S/o Late Ashok Gupta Aged About 28 Years R/o Kailash Nagar Ward No. 16 ,lohiya Road ,housing Board Jamul ,tahsil And District Durg Chhattisgarh. Presently R/o C/o Manoj Gupta S/o Late Kanhaiya Krishnanagar ,tikrapara ,police Station Tikrapara Raipur District Raipur Chhattisgarh., District :

Raipur, Chhattisgarh

2 - Sanjay Kumar Gupta S/o Late Ashok Gupta Aged About 26 Years R/o Kailash Nagar Ward No. 16 ,lohiya Road ,housing Board Jamul ,tahsil And District Durg Chhattisgarh. Presently R/o C/o Manoj Gupta S/o Late Kanhaiya Krishnanagar ,tikrapara ,police Station Tikrapara Raipur District Raipur Chhattisgarh., District : Raipur, Chhattisgarh

3 - Priyanka Gupta D/o Late Ashok Gupta Aged About 23 Years R/o Kailash Nagar Ward No. 16 ,lohiya Road ,housing Board Jamul ,tahsil And District Durg Chhattisgarh. Presently R/o C/o Manoj Gupta S/o Late Kanhaiya Krishnanagar ,tikrapara ,police Station Tikrapara Raipur District Raipur Chhattisgarh., District : Raipur, Chhattisgarh

4 - Dashrath Shah S/o Bhukh Lal Prasad Aged About 68 Years R/o Kailash Nagar Ward No. 16 ,lohiya Road ,housing Board Jamul ,tahsil And District Durg Chhattisgarh. Presently R/o C/o Manoj Gupta S/o Late Kanhaiya Krishnanagar ,tikrapara ,police Station Tikrapara Raipur District Raipur Chhattisgarh., District : Raipur, Chhattisgarh

5 - Dinesh Sinha S/o Vikrama Sinha Aged About 58 Years R/o Camp -2 Near Gurudwara Chhawni District Durg Chhattisgarh., District : Durg, Chhattisgarh

6 - B.S.B. Company Private Limited Nandani Road Bhilai District Durg Chhattisgarh., District : Durg, Chhattisgarh --- Respondent(s)

MAC No. 1798 of 2018

1 - The United India Insurance Company Limited Througth Divisional Manager United India Insurance Company Limited Kutchery Chouk Jail Road Raipur ,district Raipur Through Authorised Signatory Divisional Manger ,divisional Office, 2nd Floor Guru Kripa Tower Vyapar Vihar Road Bilaspur Chhattisgarh., District : Bilaspur, Chhattisgarh ---Appellant Versus

1 - Dhananjay Kumar Gupta S/o Late Ashok Gupta Aged About 28 Years R/o Kailash Nagar Ward No. 16 ,lohiya Road ,housing Board Jamul Police Station Jamul Tahsil And District Durg Chhattistgarh Presently R/o C/o Manoj Gupta S/o Late Police Station Late Kanhiaya Krishnanagar ,tikra, Para ,police Station Tikra Para ,raipur District Raipur Chhattisgarh., District : Raipur, Chhattisgarh

2 - Sanjay Kumar Gupta S/o Late Ashok Gupta Aged About 26 Years R/o Kailash Nagar Ward No. 16 ,lohiya Road ,housing Board Jamul Police Station Jamul Tahsil And District Durg Chhattistgarh Presently R/o C/o Manoj Gupta S/o Late Kanhiaya Krishnanagar ,tikra, Para ,police Station Tikra Para ,raipur District Raipur Chhattisgarh., District : Raipur, Chhattisgarh

3 - Priyanka Gupta D/o Late Ashok Khan Aged About 23 Years R/o Kailash Nagar Ward No. 16 ,lohiya Road ,housing Board Jamul Police Station Jamul Tahsil And District Durg Chhattistgarh Presently R/o C/o Manoj Gupta S/o Late Kanhiaya Krishnanagar ,tikra, Para ,police Station Tikra Para ,raipur District Raipur Chhattisgarh., District : Raipur, Chhattisgarh

4 - Dash Shah S/o Bhukh Lal Prasad Aged About 68 Years R/o Kailash Nagar Ward No. 16 ,lohiya Road ,housing Board Jamul Police Station Jamul Tahsil And District Durg Chhattistgarh Presently R/o C/o Manoj Gupta S/o Late Kanhiaya Krishnanagar ,tikra, Para ,police Station Tikra Para ,raipur District Raipur Chhattisgarh., District :

Raipur, Chhattisgarh

5 - Dinesh Sinha S/o Vikrama Singha R/o Campa -2 Near