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2026 Supreme(Online)(Chh) 12164

IN THE HIGH COURT OF CHHATTISGARH AT BILASPUR
I C I C I LOMBARD GENERAL INSURANCE COMPANY LIMITED – Appellant
Versus
UPENDRA SAHU – Respondent
MAC/1933/2019



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MAC No. 1933 of 2019 2026:CGHC:13685

NAFR Digitally s A i N gn K e I d T by HIGH COURT OF CHHATTISGARH AT BILASPUR ANKIT KUMAR KUMARSINGH SINGH Date:

2026.03.23

17:29:04 +0530 MAC No. 1933 of 2019

 ICICI Lombard General Insurance Company Limited Through Its Legal Manager, Vanijya Bhawan, Ground Floor,

Devendra Nagar, Raipur, Chhattisgarh.

... Appellant versus

1. Upendra Sahu S/o Late Sukhram Sahu, Aged About 18 Years;

2. Surendra Sahu S/o Late Sukhram Sahu, Aged About 16 Years, Being Minor Represented Through Brother Gendram

Sahu, Respondent No.3;

3. Gendram Sahu S/o Late Sukhram Sahu, Aged About 24 Years;

All are R/o Village Ameri, Post Office Tekari Kunda, Police Station Mandir Hasaud, District Raipur, Chhattisgarh.

4. Devendra Kumar Verma S/o Narayan Prasad Verma, R/o Village Ameri, Post Office Tekari Kunda, Police Station

Mandir Hasaud, District Raipur, Chhattisgarh.

... Respondents For Appellant :- Mr. Sourabh Gupta, Advocate, on

behalf of Mr. Sourabh Sharma, Advocate.

For Respondent No.4 :- Ms. Swati Rani Saraf, Advocate, on behalf of Mr. Devershi Thakur,

Advocate.

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MAC No. 1933 of 2019

SB- Hon'ble Shri Justice Sanjay K. Agrawal Judgment On Board

23.03.2026

1. This appeal under Section 173 of the Motor Vehicles Act,

1988 (for short “Act of 1988”) has been preferred by the appellant/Insurance Company calling in question the legality, validity and correctness of the impugned award dated 11.04.2019 passed by the 4th Additional Claims Tribunal, Raipur of the 1st Additional Motor Accident Claims Tribunal, Raipur, District Raipur, Chhattisgarh (for short “Claims Tribunal”) in Claim Case No. 167/2017 whereby learned Claims Tribunal has allowed the claim application filed under Section 163(A) of the Act of 1988

and awarded a sum of 5,00,000/- as compensation along with interest to the claimants by fastening the liability upon

the appellant herein.

2. Mr. Sourabh Gupta, learned counsel for the

appellant/Insurance Company, would submit that the accident occurred on 31.06.2015 and the FIR was registered on 10.09.2015 with a delay of 72 days, and therefore, false case has been registered by the claimants

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MAC No. 1933 of 2019

as the vehicle was falsely implanted, as such, the appellant

is not liable to pay compensation to the claimants.

3. Ms. Swati Rani Saraf, learned counsel for the respondent,

would oppose the submission raised by learned counsel for

the appellant and support the impugned award.

4. I have heard learned counsel for the parties, considered

their rival submissions made herein-above and gone

through the records precisely.

5. The plea that the vehicle was falsely implanted is based

upon the reason that there was delay of 72 days in lodging the FIR as the accident occurred on 31.06.2015 and the FIR was registered on 10.09.2015. However, it is well settled law that the delay in lodging the FIR cannot be a ground to doubt on the claimant’s case or to dismiss claim petition in light of decision of the Supreme Court in the matter of Ravi v. Badrinarayan and others, (2011) 4 SCC 693 in which their

Lordships of the Supreme Court have held as under:-

“17. It is well settled that delay in lodging the FIR cannot be a ground to doubt the claimant's case. Knowing the Indian conditions as they are, we cannot expect a common man to first rush to the police station immediately after an accident. Human nature and family responsibilities occupy the mind of kith and kin to such an extent that

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MAC No. 1933 of 2019

they give more importance to get the victim treated rather than to rush to the police station. Under such circumstances, they are not expected to act mechanically with promptitude in lodging the FIR with the police. Delay in lodging the FIR thus,

cannot be the ground to deny justice to the victim.

18. In cases of delay, the courts are required to examine the evidence with a closer scrutiny and in doing so the contents of the FIR should also be scrutinised more carefully. If the court finds that there is no indication of fa

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