The applicant has preferred this First Bail Application under Section 483 of the BNSS in connection with Crime No.37/2026 registered at Police Station- Narharpur, District North Bastar Kanker (C.G.) for the offence punishable under Sections 318(4), 316(5) of the BNS.

The prosecution case, in brief, is that the complainant, who is employed as a school teacher, had obtained a personal loan from HDFC Bank, Kanker, in January, 2025. During the processing of the said loan, she came into contact with the present applicant, who was working as a bank employee. It is alleged that thereafter the applicant approached the complainant on the pretext of completing KYC formalities, obtained access to her mobile phone, installed various loan applications therein, procured OTPs received on her mobile number, and subsequently deleted the said applications from the device. The complainant later came to know, upon visiting a bank branch and verifying her credit report, that several loans amounting to Rs.6,35,496/- had been fraudulently obtained in her name through different loan applications without her knowledge or consent. It is further alleged that the applicant unauthorisedly accessed her YONO SBI