ORDER

(16.05.2023) 1. The issue under consideration arising out of the second appeal dated 11.10.2021 include non-receipt of the following information sought by the appellant through the RTI application dated 22.05.2021 and first appeal dated 15.07.2021:-

(i) If an Officer/Branch Manager has conducted pre-sanction inspections in 4 cc/loan accounts only, whether charge of not carrying out proper pre sanction in 332 accounts. Can be attributable to him.

(ii) a. What is the guideline to upgrade the Loan/CC account from NPA to Standard?

b. Whether by depositing overdue amount by cash in NPA A/c, can it be upgraded to standard account?

c. Whether up-gradation of such NPA Account to standard needs to be done in finacle system (Computer) by modification?

d. If the answer of 2(c) is yes. Can "modification" be treated as manipulation of data? If answer is yes, furnish the certified copy of the Bank's guidelines.

e. Whether "modification" and "manipulation" is the same thing?

(iii) Whether activity of "Manufacturing of Readymade Garments" comes within the purview of CGTMSE Coverage?

(iv) How much collateral security / guarantee is required to be obt